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477 Split Oak Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 477 Split Oak Rd, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2019
Square Footage2,796 sqft Living Area
Lot Size11,761 sqft (0.27 acres)
OccupancyOwner Occupied
Last Sale$359,990 (2019)
Tax Bill$6,518.00 (2025)

Property Details

APN / Parcel Number

Primary APN029011-1470

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures16 Plumbing Fixtures
Building Area2,796 sqft Living Area
Gross Area3,620 sqft Gross Area
1st Floor2,796 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,761 sqft (0.27 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area634 sqft Garage
Porch Area190 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address477 SPLIT OAK RD
CitySAINT AUGUSTINE
StateFL
Zip32092-5448
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description79/83-84 WHISPER CREEK PHASE 2 UNIT A LOT 147 OR4851/1397
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 2 UNIT A
Legal Phase2
Legal Block1
Legal Lot Number147
Legal UnitA
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2005
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-1470

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address477 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5448
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCING CORP
Dec 18, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Dec 06, 2018Grant Deed, Subdivision Related Transfer
MARSH LANDING TITLE LLC
Jun 22, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2019 · Amount on Record
Deed SaleDec 18, 2019 · Amount on Record
Prior SaleDec 01, 2016 · Amount on Record
Deed Doc Number201994920
Deed Book / Page4851 / 1397
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address477 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5448
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyFITCO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052120090
DateMar 19, 2021
Book Page5212/90
Instrument2021030444
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

December 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 18, 2019
Property Address477 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5448
Document Number0048511397
Book / Page4851 / 1397
Map ReferenceMB 79 PG 83&84
Instrument DateDec 16, 2019
Instrument2019094920
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address477 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5448

Mortgage

Document Number48511401
DateDec 18, 2019
Instrument4851/1401
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

December 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateDec 06, 2018
Property Address477 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5448
Document Number0046501175
Book / Page004650 / 001175
Instrument DateNov 30, 2018
Instrument87137
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2018
Title CompanyMARSH LANDING TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,013.90
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address179 ONYX CT ST AUGUSTINE FL 320860365, ST AUGUSTINE, FL 32086-0365

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateJun 22, 2018
Property Address477 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5448
Document Number0045671316
Book / Page004567 / 001316
Instrument DateJun 20, 2018
Instrument44019
Transaction TypeTransfer
Record UpdatedJul 10, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,856.70
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6966 BUSINESS PARK BLVD N JACKSONVILLE FL 322562735, JACKSONVILLE, FL 32256-2735
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$412,784 (+17.32%)$551,404 (+12.88%) Land $100,000 Building $451,404
2025$6,518.00 (+8.38%) Homeowner's exemption$351,834 (+2.9%)$488,506 (-0.81%) Land $100,000 Building $388,506
2024$6,014.00 (+1.54%) Homeowner's exemption$341,918 (+3%)$492,508 (+10.98%) Land $100,000 Building $392,508
2023$5,923.00 (+1.91%) Homeowner's exemption$331,959 (+3%)$443,799 (+6.53%) Land $84,000 Building $359,799
2022$5,812.00 Homeowner's exemption$322,290$416,589 Land $84,000 Building $332,589

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,389 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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