St. Johns County property record for 439 Split Oak Rd, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,929 sqft Living Area |
| Lot Size | 10,018 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $355,000 (2019) |
| Tax Bill | $6,631.00 (2025) |
| Primary APN | 029011-1500 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Building Area | 2,929 sqft Living Area |
| Gross Area | 3,509 sqft Gross Area |
| 1st Floor | 2,369 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,018 sqft (0.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 580 sqft Garage |
| Porch Area | 195 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 439 SPLIT OAK RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5448 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 79/83-84 WHISPER CREEK PHASE 2 UNIT A LOT 150 OR4690/260 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | WHISPER CREEK PHASE 2 UNIT A |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 150 |
| Legal Unit | A |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 029011-1500
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 439 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5448 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Mar 05, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2019 · Amount on Record |
| Deed Sale | Mar 05, 2019 · Amount on Record |
| Prior Sale | Dec 01, 2016 · Amount on Record |
| Deed Doc Number | 201915251 |
| Deed Book / Page | 4690 / 260 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 439 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5448 |
| Document Number | 0048801422 |
| Instrument Date | Jan 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 439 SPLIT OAK RD ST AUGUSTINE FL 320925448, ST AUGUSTINE, FL 32092-5448 |
| Document Number | 0048801422 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 004880/001422 |
| Instrument | 10537 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 10, 2035 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 05, 2019 |
| Property Address | 439 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5448 |
| Document Number | 0046900260 |
| Book / Page | 4690 / 0260 |
| Map Reference | MB 79 PG 83-84 |
| Instrument Date | Mar 04, 2019 |
| Instrument | 2019015251 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 439 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5448 |
| Document Number | 2019015252 |
|---|---|
| Date | Mar 05, 2019 |
| Instrument | 2019015252 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $375,101 (+2.7%) | $544,574 (+1.17%) Land $100,000 Building $444,574 | |
| 2025 | $6,631.00 (+8.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $365,240 (+2.9%) | $538,253 (-1.07%) Land $100,000 Building $438,253 |
| 2024 | $6,115.00 (+1.58%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $354,947 (+3%) | $544,065 (+8.73%) Land $100,000 Building $444,065 |
| 2023 | $6,020.00 (+1.95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $344,609 (+3%) | $500,402 (+9.87%) Land $84,000 Building $416,402 |
| 2022 | $5,905.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $334,572 | $455,461 Land $84,000 Building $371,461 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,613 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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