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490 Sierra Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 490 Sierra Cir, Murphy, NC 28906 · Last verified April 2026

Property Summary

Property TypeResidential Vacant Land
Lot Size2.4 acres (104,544 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Dec 2020)
Tax Bill$70 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN455200382737000

Property Details

APN / Parcel Number

Primary APN455200382737000
Alternative APN
  • 53468

Exterior

Lot Area104,544 sqft (2.4 acres)
Lot Width966 ft Width

Location & Zoning

Account Number53468
Street Address490 SIERRA CIR
CityMURPHY
StateNC
Zip28906-4705
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionTR 4 COUNTRY ENCHANTMENT 1654/604
Legal SubdivisionENCHANTMENT SUBDIVISION
Legal Tract4
JurisdictionCHEROKEE NC
Township / Civil DivisionSHOAL CREEK
Census Block Group1
Census Block1043
Census Tract930603

Owner

Source: Cherokee County records · APN 455200382737000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3057 PELICAN PL, CLEARWATER, FL 33762-3048
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2020Warranty Deed, Transfer · Conventional Mortgage
CENTRAL TRUST BANK
Aug 31, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 09, 2020 · Amount on Record
Deed SaleDec 09, 2020 · Amount on Record
Prior SaleMar 01, 2001 · Amount on Record
Deed Document Number20207646
Deed Book / Page1666 / 1240
Prior Transfer DateAug 19, 2020
Prior Transfer Doc001654/604
Record UpdatedJun 08, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateDec 09, 2020
Property Address490 SIERRA CIR, MURPHY, NC 28906-4705
Document Number01666/1240
Book / Page1666 / 1240
Instrument DateDec 04, 2020
Instrument7646
Transaction TypeTransfer
Record UpdatedOct 06, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address8835 GRISSOM PKWY, 8835, TITUSVILLE, FL 32780-7904

Transferred To (Grantee/Buyer)

NameVerified Name
Address14479 SANDPIPER CIR, CLEARWATER, FL 33762-3053

Mortgage

Document Number0016661245
DateDec 09, 2020
Instrument1666/1245
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEROKEE NC
Recording DateAug 31, 2020
Property Address490 SIERRA CIR, MURPHY, NC 28906-4705
Document Number001654/604
Book / Page1654 / 604
Instrument DateAug 19, 2020
Instrument4613
Transaction TypeTransfer
Record UpdatedOct 06, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 5099, TITUSVILLE, FL 32783-5099

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$70.00$10,000 (-)$10,000 (-) Land $10,000
2023$10,000$10,000 Land $10,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
1 of 3 on primary residences

Wildfire

Wildfire RiskModerate
above 60% of the US · above 83% of North Carolina
Wildfire LikelihoodAbout 1 in 535 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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