426 Sierra Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 426 Sierra Cir, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,844 sqft · built 2005
Lot Size	0.939 acres (40,946 sqft)
Owner	2 Individual Names on File
Last Sale	$204,000 (May 2016)
Tax Bill	$2,081 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`455200289493000`

Property Details

APN / Parcel Number

Primary APN	`455200289493000`
Alternative APN	`43633`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,844 sqft Heated Area
Upper Floors Area	572 sqft
Basement Area	770 sqft
Finished Basement	770 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	40,946 sqft (0.939 acres)
Lot Dimensions	216 ft deep x 239 ft wide
Terrain	Mountain
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	460 sqft
Deck Area	358 sqft
Patio Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	43633
Street Address	426 SIERRA CIR
City	MURPHY
State	NC
Zip	28906-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 TR 6 HIBBERTS MTN 1467/184
Legal Tract	6
Legal Lot Number	3
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	1
Census Block	1042
Census Tract	930603

Owner

Source: Cherokee County records · APN 455200289493000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	426 SIERRA CIR, MURPHY, NC 28906-4705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2016 · Amount on Record
Deed Sale	May 01, 2016 · Amount on Record
Prior Sale	Dec 06, 2005 · Amount on Record
Deed Document Number	0001146175
Deed Book / Page	1467 / 0184
Prior Transfer Date	Jun 03, 2013
Prior Transfer Doc	2816
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	426 SIERRA CIR, MURPHY, NC 28906-4705
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1661/245
Date	Oct 21, 2020
Book Page	1661/245
Instrument	6061

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2040

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,081.00	$283,140 (-)	$283,140 (-) Land $17,000 Building $266,140
2023		$283,140	$283,140 Land $17,000 Building $266,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force 1 of 3 on primary residences

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	About 1 in 535 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.