450 Sierra Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 450 Sierra Cir, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,922 sqft · built 2004
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$442,000 (Aug 2021)
Tax Bill	$2,140 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`455200380528000`

Property Details

APN / Parcel Number

Primary APN	`455200380528000`
Alternative APN	`55424`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,922 sqft Heated Area
Upper Floors Area	650 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	226 ft deep x 268 ft wide
Garage Type	Mixed
Garage Area	390 sqft
Carport	Carport
Carport Area	180 sqft
Parking Spaces	2 Parking Spaces
Deck Area	328 sqft
Patio Area	613 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	55424
Street Address	450 SIERRA CIR
City	MURPHY
State	NC
Zip	28906-4705
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 2 TR 6 HIBBERTS MTN DEV 1537/68
Legal Tract	6
Legal Lot Number	2
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	1
Census Block	1042
Census Tract	930603

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	450 SIERRA CIR, MURPHY, NC 28906-4705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Aug 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	Sep 2, 2015 · Amount on Record
Deed Document Number	5594
Deed Book / Page	1688 / 1381
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	450 SIERRA CIR, MURPHY, NC 28906-4705
Transaction Type	Mortgage
Record Updated	Oct 16, 2023
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001649/595
Date	Jul 15, 2020
Book Page	1649/595
Instrument	3562

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 23, 2021
Property Address	450 SIERRA CIR, MURPHY, NC 28906-4705
Document Number	01688/1381
Book / Page	1688 / 1381
Instrument Date	Aug 5, 2021
Instrument	5594
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount Recorded
Tax	$884.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 SIERRA CIR, MURPHY, NC 28906-4705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 SIERRA CIR, MURPHY, NC 28906-4705

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,140.00	$285,020 (-)	$285,020 (-) Land $10,000 Building $275,020
2023		$285,020	$285,020 Land $10,000 Building $275,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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