Hancock County property record for 490 Rose Ave, Garner, IA 50438 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,179 sqft · built 1920 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $29,000 (Feb 2019) |
| Tax Bill | $1,756 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Mar 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2101470170 |
| Primary APN | 2101470170 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,179 sqft Living Area |
| 1st Floor Area | 826 sqft |
| Basement Area | 504 sqft |
| Unfinished Basement | 504 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Deck Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 490 ROSE AVE |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG LOT 17 BLK 47 |
| Legal Subdivision | GARNER |
| Legal Block | 47 |
| Legal Lot Number | 17 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 270100 |
Source: Hancock County records · APN 2101470170
Assessment roll updated September 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 490 ROSE AVE, GARNER, IA 50438-1322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Dec 08, 2023 | Deed of Trust, Mortgage · Line of Credit CEDAR FALLS COMMUNITY CU |
| Mar 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CEDAR FALLS COMMUNITY CREDIT UNION |
| Feb 28, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 28, 2019 · Amount on Record |
| Deed Sale | Feb 28, 2019 · Amount on Record |
| Prior Sale | Jan 15, 2007 · Amount on Record |
| Deed Document Number | 2019340 |
| Prior Transfer Date | Feb 13, 2019 |
| Prior Transfer Doc | 0000000340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 490 ROSE AVE, GARNER, IA 50438-1322 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000232125 |
|---|---|
| Date | Dec 08, 2023 |
| Instrument | 23-2125 |
| Name | CEDAR FALLS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR FALLS, IA 50613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 490 ROSE AVE, GARNER, IA 50438-1322 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000190494 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 19-0494 |
| Name | CEDAR FALLS COMMUNITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Feb 28, 2019 |
| Property Address | 490 ROSE AVE, GARNER, IA 50438-1322 |
| Document Number | 0000190340 |
| Instrument Date | Feb 13, 2019 |
| Instrument | 19-0340 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 490 ROSE AVE, GARNER, IA 50438-1322 |
Source: Hancock County records · Assessment roll updated September 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,756.00 | $134,630 (+13.32%) Land $19,800 Building $114,830 | $134,630 (+13.32%) Land $19,800 Building $114,830 |
| 2024 | $1,756.00 (-4.67%) | ||
| 2023 | $118,810 (+7.74%) Land $11,550 Building $107,260 | $118,810 (+7.74%) Land $11,550 Building $107,260 | |
| 2022 | $1,842.00 | $110,270 Land $11,550 Building $98,720 | |
| 2021 | $110,270 Land $11,550 Building $98,720 |
Source: FEMA National Flood Hazard Layer, Hancock County (19081C), updated October 26, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 229 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Communications 1 Network | Fiber | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Winnebago Cooperative Telecom Association. Availability varies by address; speeds are provider-advertised maximums, not measured.
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