420 Rose Ave, Garner, IA 50438 Property Records

Hancock County property record for 420 Rose Ave, Garner, IA 50438 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,074 sqft · built 1900
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on File
Last Sale	$148,500 (Aug 2021)
Tax Bill	$2,078 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2101470202`

Property Details

APN / Parcel Number

Primary APN	`2101470202`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	828 sqft
Basement Area	352 sqft
Finished Basement	700 sqft
Unfinished Basement	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,536 sqft (0.173 acres)
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Deck Area	Deck Area
Patio Area	90 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	420 ROSE AVE
City	GARNER
State	IA
Zip	50438-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG EXC W 18' LOT 20 BLK 47
Legal Subdivision	GARNER
Legal Block	47
Legal Lot Number	20
Jurisdiction	HANCOCK IA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2005
Census Tract	270100

Owner

Source: Hancock County records · APN 2101470202

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	420 ROSE AVE, GARNER, IA 50438-1322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CLEAR LAKE BANK & TRUST CO
Aug 09, 2021	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Jul 03, 2017	Warranty Deed, Transfer · Conventional Mortgage CLEAR LAKE BANK AND TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 09, 2021 · Amount on Record
Deed Sale	Aug 09, 2021 · Amount on Record
Prior Sale	Jul 03, 2017 · Amount on Record
Deed Document Number	20211776
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	420 ROSE AVE, GARNER, IA 50438-1322
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000201900
Date	Sep 14, 2020
Instrument	20-1900

Lender

Name	CLEAR LAKE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IA
Recording Date	Aug 09, 2021
Property Address	420 ROSE AVE, GARNER, IA 50438-1322
Document Number	0000211776
Instrument Date	Aug 02, 2021
Instrument	21-1776
Transaction Type	Transfer
Record Updated	Aug 09, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$236.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 ROSE AVE, GARNER, IA 50438-1322

Mortgage

Document Number	0000211777
Date	Aug 09, 2021
Instrument	21-1777

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IA
Recording Date	Jul 03, 2017
Property Address	420 ROSE AVE, GARNER, IA 50438-1322
Document Number	0000171182
Instrument Date	Jun 27, 2017
Instrument	17-1182
Transaction Type	Transfer
Record Updated	Aug 09, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$165.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 ROSE AVE, GARNER, IA 50438-1322

Mortgage

Document Number	0000171183
Date	Jul 03, 2017
Instrument	17-1183

Lender

Name	CLEAR LAKE BANK AND TRUST CO
Type	Bank
Address	CLEAR LAKE, IA 50428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2047

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Garner City
Unified School District	Garner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,078.00	$156,880 (+11.59%) Land $19,010 Building $137,870	$156,880 (+11.59%) Land $19,010 Building $137,870
2024	$2,078.00 (-3.97%)
2023		$140,580 (+8.55%) Land $11,090 Building $129,490	$140,580 (+8.55%) Land $11,090 Building $129,490
2022	$2,164.00	$129,510 Land $11,090 Building $118,420
2021			$129,510 Land $11,090 Building $118,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (19081C), updated October 26, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 229 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Communications 1 Network	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Winnebago Cooperative Telecom Association. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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