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390 Rose Ave, Garner, IA 50438 Property Records

Hancock County property record for 390 Rose Ave, Garner, IA 50438

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,476 sqft · built 1900
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Last Sale$95,000 (Dec 2017)
Tax Bill$1,864 (2025)
Deeds & MortgagesJul 2017 Mortgage
Dec 2017 Sale
Flood ZoneZone X (minimal risk)
APN2101470220

Property Details

APN / Parcel Number

Primary APN2101470220

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,476 sqft Living Area
1st Floor Area1,476 sqft
Basement Area273 sqft
Unfinished Basement273 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1934
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Garage TypeDetached
Garage Area960 sqft
Parking Spaces4 Parking Spaces
Deck Area204 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address390 ROSE AVE
CityGARNER
StateIA
Zip50438-1225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIG LOT 22 BLK 47
Legal SubdivisionORIGINAL TOWN OF GARNER
Legal Block47
Legal Lot Number22
JurisdictionHANCOCK IA
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2002
Census Tract270100

Owner

Source: Hancock County records · APN 2101470220

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address121 CLARK RD, CLEAR LAKE, IA 50428-1003
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 05, 2017Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE STATE BANK
Dec 07, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 07, 2017 · Amount on Record
Deed SaleDec 07, 2017 · Amount on Record
Prior SaleJun 27, 2005 · Amount on Record
Deed Document Number20172343
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IA
Property Address390 ROSE AVE, GARNER, IA 50438-1225
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number171204
DateJul 05, 2017
Instrument17-1204
Lender
NameRELIANCE STATE BANK
TypeBank
AddressGARNER, IA 50438
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 01, 2027

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK IA
Recording DateDec 07, 2017
Property Address390 ROSE AVE, GARNER, IA 50438-1225
Document Number172343
Instrument DateDec 04, 2017
Instrument17-2343
Transaction TypeTransfer
Record UpdatedOct 08, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIA

Transferred To (Grantee/Buyer)

NameVerified Name
Address1504W W 6TH AVE N, CLEAR LAKE, IA 50428-1245

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIowa
CountyHancock County
MunicipalityGarner City
Unified School DistrictGarner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,864.00$141,020 (+11.83%) Land $19,800 Building $121,220$141,020 (+11.83%) Land $19,800 Building $121,220
2024$1,864.00 (-10.13%)
2023$126,100 (+1.58%) Land $11,550 Building $114,550$126,100 (+1.58%) Land $11,550 Building $114,550
2022$2,074.00$124,140 Land $11,550 Building $112,590
2021$124,140 Land $11,550 Building $112,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (19081C), as of October 26, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Communications 1 Network
Fiber		1,000 / 1,000
Mediacom Communications
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
LTD Broadband
Fixed Wireless		150 / 130
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Winnebago Cooperative Telecom Association.

Based on FCC filings for 229 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA4130075, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGARNER WATER WORKS
serves 3,065 people
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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