490 Rivervale Rd, River Vale (Westwood), NJ 07675 Property Records

Bergen County and River Vale Township property record for 490 Rivervale Rd, River Vale, NJ 07675

Property Summary

Property Type	Single Family Home
Details	3,181 sqft · built 2006
Lot Size	0.66 acres (28,728 sqft)
Owner	2 Individual Names on Record
Last Sale	$832,500 (Oct 2013)
Tax Bill	$24,405 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-01106-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`53-01106-0000-00001`
Alternative APNs	`530110600001` `078020`

Interior

Building Area	3,181 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	28,728 sqft (0.66 acres)
Lot Dimensions	168 ft deep x 171 ft wide

Location & Zoning

Account Number	078020
Street Address	490 RIVERVALE RD
City	RIVER VALE
State	NJ
Zip	07675-6440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	171 X 168 IRR
Legal Subdivision	REHILL COURT SUB
Legal Block	1106
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	RIVER VALE
Census Block Group	2
Census Block	2000
Census Tract	49001

Owner

Source: Bergen County and River Vale Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 RIVERVALE RD, RIVER VALE, NJ 07675-6440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 17, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2013 · Amount on Record
Deed Sale	Oct 16, 2013 · Amount on Record
Prior Sale	Sep 30, 2005 · Amount on Record
Deed Document Number	2013109420
Deed Book / Page	1540 / 2436
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	490 RIVERVALE RD, RIVER VALE, NJ 07675-6440
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045590386
Date	Jan 28, 2022
Book Page	4559/386
Instrument	2022012742

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	490 RIVERVALE RD, RIVER VALE, NJ 07675-6440
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025070921
Date	Jan 17, 2017
Book Page	02507/0921
Instrument	17-005940

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	490 RIVERVALE RD, RIVER VALE, NJ 07675-6440
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025070940
Date	Jan 17, 2017
Book Page	02507/0940
Instrument	17-005940.01

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	River Vale Township
Secondary School District	Pascack Valley Regional School District (09 - 12)
Elementary School District	River Vale Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$871,300 (-) Land $433,900 Building $437,400	$871,300 (-) Land $433,900 Building $437,400
2025	$24,405.00 (+2.56%)	$871,300 (-) Land $433,900 Building $437,400	$871,300 (-) Land $433,900 Building $437,400
2024	$23,795.00 (+3.25%)
2023		$871,300 Land $433,900 Building $437,400	$871,300 Land $433,900 Building $437,400
2022	$23,045.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	20 (1980–2021)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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