482 Rivervale Rd, River Vale (Westwood), NJ 07675 Property Records

Bergen County and River Vale Township property record for 482 Rivervale Rd, River Vale, NJ 07675

Property Summary

Property Type	Single Family Home
Details	2,646 sqft · built 1969
Lot Size	0.517 acres (22,538 sqft)
Owner	2 Individual Names on Record
Last Sale	$631,000 (Jan 2018)
Tax Bill	$17,851 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`53-01106-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`53-01106-0000-00003`
Alternative APNs	`530110600003` `078040`

Interior

Stories	1 Story
Building Area	2,646 sqft Living Area
1st Floor Area	2,646 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Lot Area	22,538 sqft (0.517 acres)
Lot Dimensions	161 ft deep x 140 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	078040
Street Address	482 RIVERVALE RD
City	RIVER VALE
State	NJ
Zip	07675-6440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	140X161
Legal Subdivision	SUTTON WOODS
Legal Block	1106
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	RIVER VALE
Census Block Group	2
Census Block	2000
Census Tract	49001

Owner

Source: Bergen County and River Vale Township records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	482 RIVERVALE RD, RIVER VALE, NJ 07675-6440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL RESOURCES FCU
Mar 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL RSRCS FCU
Dec 13, 2017	Deed of Trust, Mortgage · Line of Credit FINANCIAL RSRCS CU
Jan 3, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCIAL RSRCS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2018 · Amount on Record
Deed Sale	Jan 3, 2018 · Amount on Record
Deed Document Number	201818-000543
Deed Book / Page	2825 / 2134
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	482 RIVERVALE RD, RIVER VALE, NJ 07675-6440
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044731160
Date	Nov 30, 2021
Book Page	4473/1160
Instrument	2021174868

Lender

Name	FINANCIAL RESOURCES FCU
Type	Credit Union
Address	BRIDGEWATER, NJ 08807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	482 RIVERVALE RD, RIVER VALE, NJ 07675-6440
Document Number	0029251064
Instrument Date	Mar 24, 2018
Transaction Type	Mortgage
Record Updated	May 24, 2018
Title Company	ORION FINANCIAL GROUP INC, ORION FIN'L GRP INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 RIVERVALE RD RIVER VALE NJ 076756440, RIVER VALE, NJ 07675-6440

Mortgage

Document Number	0029251064
Date	Apr 27, 2018
Book Page	002925/001064
Instrument	29586

Lender

Name	FINANCIAL RSRCS FCU
Address	BRIDGEWATER, NJ 08807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 26, 2038

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	482 RIVERVALE RD, RIVER VALE, NJ 07675-6440
Document Number	0029090792
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 RIVERVALE RD RIVER VALE NJ 076756440, RIVER VALE, NJ 07675-6440

Mortgage

Document Number	0029090792
Date	Apr 12, 2018
Book Page	002909/000792

Lender

Name	FINANCIAL RSRCS CU
Type	Credit Union
Address	BRIDGEWATER, NJ 08807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 11, 2043

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 3, 2018
Property Address	482 RIVERVALE RD, RIVER VALE, NJ 07675-6440
Document Number	0028252134
Book / Page	002825 / 002134
Instrument Date	Dec 8, 2017
Transaction Type	Transfer
Record Updated	Jan 12, 2018
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$631.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	482 RIVERVALE RD RIVER VALE NJ 076756440, RIVER VALE, NJ 07675-6440

Mortgage

Document Number	28252139
Date	Jan 3, 2018
Book Page	002825/002139

Lender

Name	FINANCIAL RSRCS CU
Type	Funding / Finance Company
Address	BRIDGEWATER, NJ 08807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Mortgage

Document Number	28252152,
Date	Jan 3, 2018
Book Page	002825/002152

Lender

Name	FINANCIAL RSRCS CU
Type	Funding / Finance Company
Address	BRIDGEWATER, NJ 08807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 2, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	River Vale Township
Secondary School District	Pascack Valley Regional School District (09 - 12)
Elementary School District	River Vale Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$637,300 (-) Land $339,600 Building $297,700	$637,300 (-) Land $339,600 Building $297,700
2025	$17,851.00 (+2.57%)	$637,300 (-) Land $339,600 Building $297,700	$637,300 (-) Land $339,600 Building $297,700
2024	$17,404.00 (+3.25%)
2023		$637,300 Land $339,600 Building $297,700	$637,300 Land $339,600 Building $297,700
2022	$16,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	20 (1980–2021)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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