486 Rivervale Rd, River Vale (Westwood), NJ 07675 Property Records

Bergen County and River Vale Township property record for 486 Rivervale Rd, River Vale, NJ 07675

Property Summary

Property Type	Single Family Home
Details	3,760 sqft · built 1969
Lot Size	0.413 acres (17,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Oct 2011)
Tax Bill	$22,509 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-01106-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`53-01106-0000-00002`
Alternative APNs	`530110600002` `078030`

Interior

Stories	2 Stories
Building Area	3,760 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Lot Area	17,999 sqft (0.413 acres)
Lot Dimensions	150 ft deep x 120 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	078030
Street Address	486 RIVERVALE RD
City	RIVER VALE
State	NJ
Zip	07675-6440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	120X150
Legal Block	1106
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	RIVER VALE
Census Block Group	2
Census Block	2000
Census Tract	49001

Owner

Source: Bergen County and River Vale Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	486 RIVERVALE RD, RIVER VALE, NJ 07675-6440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2011 · Amount on Record
Deed Sale	Oct 11, 2011 · Amount on Record
Prior Sale	Feb 9, 2004 · Amount on Record
Deed Document Number	20118511946
Deed Book / Page	851 / 1946
Prior Transfer Date	Sep 14, 2000
Prior Transfer Doc	8311000502
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	486 RIVERVALE RD, RIVER VALE, NJ 07675-6440
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 RIVERVALE RD, RIVER VALE, NJ 07675-6440

Mortgage

Document Number	0057581762
Date	Mar 30, 2026
Book Page	5758/1762
Instrument	2026020794

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 17, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	486 RIVERVALE RD, RIVER VALE, NJ 07675-6440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036381083
Date	Jul 9, 2020
Book Page	3638/1083
Instrument	20-064025

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	River Vale Township
Secondary School District	Pascack Valley Regional School District (09 - 12)
Elementary School District	River Vale Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$803,600 (-) Land $349,000 Building $454,600	$803,600 (-) Land $349,000 Building $454,600
2025	$22,509.00 (+2.57%)	$803,600 (-) Land $349,000 Building $454,600	$803,600 (-) Land $349,000 Building $454,600
2024	$21,946.00 (+3.25%)
2023		$803,600 Land $349,000 Building $454,600	$803,600 Land $349,000 Building $454,600
2022	$21,255.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	20 (1980–2021)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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