490 Ralph St, Bartow, FL 33830 Property Records

Polk County property record for 490 Ralph St, Bartow, FL 33830 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 2010
Square Footage	1,119 sqft Living Area
Lot Size	6,181 sqft (0.142 acres)
Occupancy	Owner Occupied
Last Sale	$136,000 (2020)
Tax Bill	$2,912.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-29-31-363400-005210`
Alternative APNs	`312925363400005210` `12925000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,119 sqft Living Area
1st Floor	879 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2010
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	6,181 sqft (0.142 acres)
Depth X Width	103 ft x 60 ft Depth x Width
Shed	1 Shed
Porch Area	273 sqft Porch
Utility Building	84 sqft Utility Building

Location & Zoning

Street Address	490 RALPH ST
City	BARTOW
State	FL
Zip	33830-3155
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MILLERS MANOR PB 42 PG 45 BLK E LOT 21
Legal Range	25E
Legal Township	29S
Legal Section	31
Legal Subdivision	MILLERS MANOR
Legal Tract	363400
Legal Block	E
Legal Lot Number	21
Jurisdiction	POLK FL
Minor Civil Division	BARTOW
Census Blockgroup	3
Census Block	3007
Census Tract	15000

Owner

Source: Polk County records · APN 25-29-31-363400-005210

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	490 RALPH ST, BARTOW, FL 33830-3155
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 02, 2020 · Amount on Record
Deed Sale	Mar 02, 2020 · Amount on Record
Prior Sale	Jan 21, 2016 · Amount on Record
Deed Doc Number	202048159
Deed Book / Page	11160 / 242
Prior Transfer Date	Aug 22, 2007
Prior Transfer Doc	0000178533
Record Refreshed	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 02, 2020
Property Address	490 RALPH ST, BARTOW, FL 33830-3155
Document Number	0111600242
Book / Page	011160 / 000242
Instrument Date	Feb 27, 2020
Instrument	48159
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$952.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 RALPH ST BARTOW FL 338303155, BARTOW, FL 33830-3155

Mortgage

Document Number	111600244
Date	Mar 02, 2020
Book Page	011160/000244
Instrument	48160

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,912.00 (+0.17%)	$159,899 (+11.44%) Land $16,000 Building $143,899	$159,899 (+11.44%) Land $16,000 Building $143,899
2023	$2,907.00 (+14.72%)	$143,485 (-7.05%) Land $15,500 Building $127,985	$143,485 (-7.05%) Land $15,500 Building $127,985
2022	$2,534.00	$154,372 Land $13,000 Building $141,372	$154,372 Land $13,000 Building $141,372

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.