445 Ralph St, Bartow, FL 33830 Property Records

Polk County property record for 445 Ralph St, Bartow, FL 33830 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1959
Square Footage	879 sqft Living Area
Lot Size	6,142 sqft (0.141 acres)
Garage	Carport, 240 sqft
Last Sale	$77,000 (2017)
Tax Bill	$2,349.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-29-31-363400-006080`
Alternative APNs	`312925363400006080` `12925000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	879 sqft Living Area
1st Floor	879 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Other Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	6,142 sqft (0.141 acres)
Depth X Width	100 ft x 61 ft Depth x Width
Garage Type	Carport Garage
Garage Area	240 sqft Garage
Carport	Carport
Carport Area	240 sqft Carport
Shed	1 Shed
Porch Area	33 sqft Porch
Utility Building	84 sqft Utility Building

Location & Zoning

Street Address	445 RALPH ST
City	BARTOW
State	FL
Zip	33830-3156
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MILLERS MANOR PB 42 PG 45 BLK F LOT 8
Legal Range	25E
Legal Township	29S
Legal Section	31
Legal Subdivision	MILLERS MANOR
Legal Tract	363400
Legal Block	F
Legal Lot Number	8
Jurisdiction	POLK FL
Minor Civil Division	BARTOW
Census Blockgroup	3
Census Block	3004
Census Tract	15000

Owner

Source: Polk County records · APN 25-29-31-363400-006080

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	450 W EASY ST, BARTOW, FL 33830-3109
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 02, 2017 · Amount on Record
Deed Sale	Oct 02, 2017 · Amount on Record
Deed Doc Number	2017186674
Deed Book / Page	10273 / 73
Record Refreshed	Sep 20, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 02, 2017
Property Address	445 RALPH ST, BARTOW, FL 33830-3156
Document Number	0102730073
Book / Page	010273 / 000073
Instrument Date	Sep 29, 2017
Instrument	186674
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 W EASY ST BARTOW FL 338303109, BARTOW, FL 33830-3109

Mortgage

Document Number	102730074
Date	Oct 02, 2017
Book Page	010273/000074
Instrument	186675

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,349.00 (+2.13%)	$127,342 (+8.23%)	$132,915 (+12.97%) Land $16,000 Building $116,915
2023	$2,300.00 (+13.81%)	$117,656 (-9.45%) Land $15,500 Building $102,156	$117,656 (-9.45%) Land $15,500 Building $102,156
2022	$2,021.00	$129,939 Land $13,000 Building $116,939	$129,939 Land $13,000 Building $116,939

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.