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485 Ralph St, Bartow, FL 33830 Property Records

Polk County property record for 485 Ralph St, Bartow, FL 33830 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,442 sqft · built 1959
Lot Size0.147 acres (6,390 sqft)
OwnerIndividual Name on File
Last Sale$42,000 (Apr 1997)
Tax Bill$593 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN25-29-31-363400-006060

Property Details

APN / Parcel Number

Primary APN25-29-31-363400-006060
Alternative APNs
  • 312925363400006060
  • 12925000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,442 sqft Living Area
1st Floor Area1,442 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area6,390 sqft (0.147 acres)
Lot Dimensions100 ft deep x 64 ft wide
View / LotCommercial/Industrial

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area320 sqft
Shed1 Shed
Utility Building81 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Street Address485 RALPH ST
CityBARTOW
StateFL
Zip33830-3156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILLERS MANOR PB 42 PG 45 BLK F LOT 6
Legal Range25E
Legal Township29S
Legal Section31
Legal SubdivisionMILLERS MANOR
Legal Tract363400
Legal BlockF
Legal Lot Number6
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group3
Census Block3004
Census Tract15000

Owner

Source: Polk County records · APN 25-29-31-363400-006060

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address485 RALPH ST, BARTOW, FL 33830-3156
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
May 01, 2017Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 09, 1997 · Amount on Record
Deed SaleApr 09, 1997 · Amount on Record
Deed Book / Page3822 / 1165
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address485 RALPH ST, BARTOW, FL 33830-3156
Transaction TypeMortgage
Record UpdatedJun 09, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address485 RALPH ST, BARTOW, FL 33830-3156

Mortgage

Document Number0000134255
DateMay 24, 2021
Book Page11728/49
Instrument2021134255
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address485 RALPH ST, BARTOW, FL 33830-3156
Document Number0101401944
Book / Page010140 / 001944
Instrument DateMay 01, 2017
Transaction TypeMortgage
Record UpdatedJun 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address485 RALPH ST BARTOW FL 338303156, BARTOW, FL 33830-3156

Mortgage

Document Number0101401944
DateMay 08, 2017
Book Page010140/001944
Instrument87745
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 07, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$593.00 (-34.76%) Homeowner's exemption$75,824 (+5.99%)$186,963 (+13.13%) Land $16,000 Building $170,963
2023$909.00 (+19.92%) Homeowner's exemption$71,541 (+3%)$165,266 (-10.65%) Land $15,500 Building $149,766
2022$758.00 Homeowner's exemption$69,457$184,971 Land $13,000 Building $171,971

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050150003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,282 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 290 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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