Putnam County and Kent Town property record for 490 Pudding St, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,992 sqft · built 2010 |
| Lot Size | 7.05 acres (307,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,500 (Mar 2010) |
| Tax Bill | $11,575 (2024) |
| Deeds & Mortgages | Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 372200 31.13-1-26 |
| Primary APN | 372200 31.13-1-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,992 sqft Living Area |
| Gross Area | 2,024 sqft |
| 1st Floor Area | 988 sqft |
| 2nd Floor Area | 1,004 sqft |
| Upper Floors Area | 371 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 307,098 sqft (7.05 acres) |
| Lot Width | 220 ft Width |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 118080 |
|---|---|
| Street Address | 490 PUDDING ST |
| City | CARMEL |
| State | NY |
| Zip | 10512-3941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Block | 1 |
| Legal Lot Number | 26.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | KENT |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 10500 |
Source: Putnam County and Kent Town records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 490 PUDDING ST, CARMEL, NY 10512-3941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2010 · Amount on Record |
| Deed Sale | Mar 31, 2010 · Amount on Record |
| Prior Sale | Mar 31, 2010 · Amount on Record |
| Deed Book / Page | 1850 / 312 |
| Prior Transfer Date | Oct 26, 2007 |
| Prior Transfer Doc | 0017910111 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 490 PUDDING ST, CARMEL, NY 10512-3941 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0071160335 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 7116/335 |
| Instrument | 5632-2020 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Putnam County and Kent Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $550,000 (+101.61%) Land $132,400 Building $417,600 | $550,000 (+38.71%) Land $132,400 Building $417,600 | |
| 2024 | $11,575.00 | $272,800 (-) Land $80,700 Building $192,100 | $396,512 (-) |
| 2023 | $272,800 (-) Land $80,700 Building $192,100 | $396,512 (+21.66%) Land $117,297 Building $279,215 | |
| 2022 | $272,800 Land $80,700 Building $192,100 | $325,926 Land $96,416 Building $229,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1980–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile.
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