Putnam County and Kent Town property record for 430 Pudding St, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,020 sqft · built 1968 |
| Lot Size | 4.81 acres (209,524 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $342,500 (Feb 2014) |
| Tax Bill | $8,804 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372200 31.13-1-23 |
| Primary APN | 372200 31.13-1-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| Gross Area | 2,920 sqft |
| 1st Floor Area | 2,020 sqft |
| Basement Area | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 209,524 sqft (4.81 acres) |
| View / Lot | Waterfront |
| Canopy | 605 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 119115 |
|---|---|
| Street Address | 430 PUDDING ST |
| City | CARMEL |
| State | NY |
| Zip | 10512-3941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Block | 1 |
| Legal Lot Number | 23.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | KENT |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 10500 |
430 Pudding St is owned and occupied by two individuals who bought it in February 2014.
Source: Putnam County and Kent Town records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 430 PUDDING ST, CARMEL, NY 10512-3941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2014 · Amount on File |
| Deed Sale | Feb 25, 2014 · Amount on File |
| Deed Document Number | 20141500374 |
| Deed Book / Page | 1944 / 406 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 430 PUDDING ST, CARMEL, NY 10512-3941 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Title Company | PRESTIGE TITLE AND ESCROW, PRESTIGE TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 430 PUDDING ST, CARMEL, NY 10512-3941 |
| Document Number | 0075830207 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 7583/207 |
| Instrument | 1543-2022 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Nov 1, 2051 |
Source: Putnam County and Kent Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $610,000 Land $114,500 Building $495,500 | $610,000 Land $114,500 Building $495,500 | |
| 2024 | $8,804.00 | ||
| 2023 | $285,600 (-) Land $42,500 Building $243,100 | $415,116 (+21.66%) Land $61,773 Building $353,343 | |
| 2022 | $285,600 Land $42,500 Building $243,100 | $341,219 Land $50,777 Building $290,442 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 430 Pudding St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1980–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 Pudding St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile.
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