426 Pudding St, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 426 Pudding St, Carmel, NY 10512

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3.5 ba · 2,996 sqft · built 1979
Lot Size	2.42 acres (105,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Oct 2023)
Tax Bill	$13,977 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372200 31.13-1-21`

Property Details

APN / Parcel Number

Primary APN	`372200 31.13-1-21`
Alternative APNs	`220003101300010210000000` `118320`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,996 sqft Living Area
Gross Area	3,396 sqft
1st Floor Area	1,644 sqft
2nd Floor Area	1,044 sqft
Upper Floors Area	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	105,415 sqft (2.42 acres)
Lot Width	204 ft Width
View / Lot	Waterfront
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	500 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	118320
Street Address	426 PUDDING ST
City	CARMEL
State	NY
Zip	10512-3941
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R80
Legal Block	1
Legal Lot Number	21.00
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	2
Census Block	2042
Census Tract	10500

Owner

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25302 148TH DR, ROSEDALE, NY 11422-2816
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 10, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage EAST COAST CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Nov 10, 2022 · Amount on Record
Deed Document Number	20235718
Deed Book / Page	2334 / 151
Prior Transfer Date	Nov 9, 2011
Prior Transfer Doc	0018860000000492
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM NY
Recording Date	Oct 6, 2023
Property Address	426 PUDDING ST, CARMEL, NY 10512-3941
Document Number	0023340151
Book / Page	2334 / 151
Instrument Date	Oct 2, 2023
Instrument	5718-2023
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	426 PUDDING ST, CARMEL, NY 10512-3941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25302 148TH DR, ROSEDALE, NY 11422-2816

Mortgage

Document Number	0007817223
Date	Oct 6, 2023
Instrument	7817/223

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

November 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Nov 10, 2022
Property Address	426 PUDDING ST, CARMEL, NY 10512-3941
Document Number	0022980004
Book / Page	2298 / 4
Instrument Date	Oct 28, 2022
Instrument	9869-2022
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	EQUITY SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	426 PUDDING ST, 426, CARMEL, NY 10512-3941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 TRAVERSE RD, LAKE PEEKSKILL, NY 10537-1408

Mortgage

Document Number	0007725162
Date	Nov 10, 2022
Instrument	7725/162

Lender

Name	EAST COAST CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$555,000 (+65.67%) Land $98,700 Building $456,300	$555,000 (+13.98%) Land $98,700 Building $456,300
2024	$13,977.00	$335,000 (+6.01%) Land $40,000 Building $295,000	$486,919 (+6.01%)
2023		$316,000 (-) Land $35,700 Building $280,300	$459,302 (+21.66%) Land $51,889 Building $407,413
2022		$316,000 Land $35,700 Building $280,300	$377,539 Land $42,652 Building $334,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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