490 Ohio Ave, Westover (Morgantown), WV 26501 Property Records

Monongalia County property record for 490 Ohio Ave, Westover, WV 26501

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,344 sqft · built 1982
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (May 2026)
Tax Bill	$544 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-3-0177.0000`

Property Details

APN / Parcel Number

Primary APN	`19-3-0177.0000`
Alternative APNs	`31-19-3-0177.0000` `01900027`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	2,688 sqft
Family Room	Family Room

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	90 ft deep x 15 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01900027
Street Address	490 OHIO AVE
City	MORGANTOWN
State	WV
Zip	26501-3968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BL E, LOTS 7,8,PT 6 RT (15X90) 490 0HIO AVE
Legal Subdivision	RIVERSIDE TERRANCE ADDITION
Legal Lot Number	7,8
Jurisdiction	MONONGALIA WV
Township / Civil Division	WESTERN
Census Block Group	3
Census Block	3014
Census Tract	11200

Owner

490 Ohio Ave is owned and occupied by two individuals who bought it in May 2026.

Source: Monongalia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	490 OHIO AVE, MORGANTOWN, WV 26501-3968
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Prior Sale	Mar 10, 2025 · Amount on File
Deed Document Number	2026986737
Deed Book / Page	1916 / 758
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONONGALIA WV
Recording Date	May 19, 2026
Property Address	490 OHIO AVE, MORGANTOWN, WV 26501-3968
Document Number	0000986737
Book / Page	1916 / 758
Instrument Date	May 12, 2026
Instrument	2026986737
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	490 OHIO AVE, MORGANTOWN, WV 26501-3968

Mortgage

Document Number	0000986738,
Date	May 19, 2026
Instrument	2026986738

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 490 Ohio Ave was $544 with exemptions applied.

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Municipality	Westover City
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$544.00	$59,820 (-) Land $15,780 Building $44,040	$99,700 (-) Land $26,300 Building $73,400
2025	$544.00 Homeowner's exemption Disabled Person's exemption	$59,820 Land $15,780 Building $44,040	$99,700 Land $26,300 Building $73,400
2023	$507.00 (+4.11%) Homeowner's exemption Disabled Person's exemption	$56,940 (+0.32%) Land $15,780 Building $41,160	$94,900 (+0.32%) Land $26,300 Building $68,600
2022	$487.00 Homeowner's exemption Disabled Person's exemption	$56,760 Land $15,780 Building $40,980	$94,600 Land $26,300 Building $68,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 490 Ohio Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1980–2021)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1980 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Ohio Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20