488 Ohio Ave, Westover (Morgantown), WV 26501 Property Records

Monongalia County property record for 488 Ohio Ave, Westover, WV 26501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,274 sqft · built 1920
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on File
Last Sale	$128,000 (Mar 2020)
Tax Bill	$753 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-3-0178.0000`

Property Details

APN / Parcel Number

Primary APN	`19-3-0178.0000`
Alternative APN	`31-19-3-0178.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	90 ft deep x 80 ft wide
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	488 OHIO AVE
City	MORGANTOWN
State	WV
Zip	26501-3968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BL E, LOTS 4,5 RT
Legal Subdivision	RIVERSIDE TERRACE ADDITION
Legal Lot Number	4,5
Jurisdiction	MONONGALIA WV
Township / Civil Division	WESTERN
Census Block Group	3
Census Block	3014
Census Tract	11200

Owner

488 Ohio Ave is owned and occupied by two individuals who bought it in March 2020.

Source: Monongalia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	488 OHIO AVE, MORGANTOWN, WV 26501-3968
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2020 · Amount on File
Deed Sale	Mar 31, 2020 · Amount on File
Prior Sale	Apr 3, 2015 · Amount on File
Deed Document Number	2020787714
Deed Book / Page	1696 / 804
Record Updated	Oct 29, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONONGALIA WV
Recording Date	Mar 31, 2020
Property Address	488 OHIO AVE, WESTOVER, WV 26501-3968
Document Number	0000787714
Book / Page	001696 / 000804
Instrument Date	Mar 26, 2020
Instrument	787714
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	NTC - KEY W

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$563.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	488 OHIO AVE MORGANTOWN WV 265013968, MORGANTOWN, WV 26501-3968

Mortgage

Document Number	787715
Date	Mar 31, 2020
Book Page	002342/000301
Instrument	787715

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 488 Ohio Ave was $753.

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Municipality	Westover City
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$753.00	$57,120 (-) Land $15,780 Building $41,340	$95,200 (-) Land $26,300 Building $68,900
2025	$753.00	$57,120 Land $15,780 Building $41,340	$95,200 Land $26,300 Building $68,900
2023	$753.00 (+4.73%)	$57,120 (+1.28%) Land $15,780 Building $41,340	$95,200 (+1.28%) Land $26,300 Building $68,900
2022	$719.00	$56,400 Land $15,780 Building $40,620	$94,000 Land $26,300 Building $67,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 488 Ohio Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1980–2021)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1980 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 Ohio Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20