Monongalia County property record for 489 Ohio Ave, Westover, WV 26501
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,792 sqft · built 1920 |
| Lot Size | 0.175 acres (7,623 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $639 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-3-0216.0000 |
| Primary APN | 19-3-0216.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,623 sqft (0.175 acres) |
| Lot Dimensions | 95 ft deep x 80 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 489 OHIO AVE |
|---|---|
| City | MORGANTOWN |
| State | WV |
| Zip | 26501-3971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BL F, LOTS 6,7, RT #1 489 OHIO AVE |
| Legal Subdivision | RIVERSIDE TERRACE NO 1 |
| Legal Lot Number | 6,7 |
| Jurisdiction | MONONGALIA WV |
| Township / Civil Division | WESTERN |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 11200 |
489 Ohio Ave is owned and occupied by two individuals.
Source: Monongalia County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 489 OHIO AVE, MORGANTOWN, WV 26501-3971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Line of Credit CLEAR MOUNTAIN BANK |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CLEAR MTN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 489 OHIO AVE, WESTOVER, WV 26501-3971 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 489 OHIO AVE, MORGANTOWN, WV 26501-3971 |
| Document Number | 0000975918 |
|---|---|
| Date | Jan 15, 2026 |
| Book Page | 2681/647 |
| Instrument | 975918 |
| Name | CLEAR MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | BRUCETON MILLS, WV 26525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 489 OHIO AVE, WESTOVER, WV 26501-3971 |
| Document Number | 0000802244 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 489 OHIO AVE WESTOVER WV 265013971, WESTOVER, WV 26501-3971 |
| Document Number | 0000802244 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 002383/000157 |
| Instrument | 802244 |
| Name | CLEAR MTN BK |
|---|---|
| Type | Bank |
| Address | BRUCETON MILLS, WV 26525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 20, 2030 |
The 2026 property tax bill for 489 Ohio Ave was $639 with a homeowner's exemption, up 0.2% from the year before.
Source: Monongalia County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Monongalia County |
| Municipality | Westover City |
| Unified School District | Monongalia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $639.00 (+0.16%) | $68,460 (-) Land $16,440 Building $52,020 | $114,100 (-) Land $27,400 Building $86,700 |
| 2025 | $638.00 Homeowner's exemption | $68,460 Land $16,440 Building $52,020 | $114,100 Land $27,400 Building $86,700 |
| 2023 | $869.00 (+4.95%) | $65,880 (+1.39%) Land $16,440 Building $49,440 | $109,800 (+1.39%) Land $27,400 Building $82,400 |
| 2022 | $828.00 | $64,980 Land $16,440 Building $48,540 | $108,300 Land $27,400 Building $80,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 489 Ohio Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (1980–2021) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 489 Ohio Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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