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490 Margate Dr, Marathon, FL 33050 Property Records

Monroe County property record for 490 Margate Dr, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,876 sqft · built 1974
Lot Size0.337 acres (14,693 sqft)
Owner2 Individual Names on File
Last Sale$158,000 (Dec 2010)
Tax Bill$2,799 (2024)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone AE (high risk)
APN00329470-000000

Property Details

APN / Parcel Number

Primary APN00329470-000000
Alternative APNs
  • 01663200329470000000
  • 1403679

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,876 sqft Living Area
1st Floor Area1,876 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,693 sqft (0.337 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchFlorida Room
Porch Area368 sqft
Patio Area960 sqft
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1403679
Street Address490 MARGATE DR
CityMARATHON
StateFL
Zip33050-2830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK T LT 2 PART B OF MASTER PLAT OF N MARATHON SHORES PB3-32 KEY VACCAS OR541-646 OR700-229 OR985-162 OR1411-2166/67(CASE-96-10133-FR-20) OR1561-1455/56F/J OR1578-2032/36F/J OR2406/127/142F/J OR2462-1171/72 OR2464-2266/67AG OR2497-1812/13
Legal Range32E
Legal Township66S
Legal Section01
Legal SubdivisionNORTH MARATHON SHORES PLAT B
Legal BlockT
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2064
Census Tract971100

Owner

Source: Monroe County records · APN 00329470-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address490 MARGATE DR, MARATHON, FL 33050-2830
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 23, 2010 · Amount on Record
Deed SaleDec 23, 2010 · Amount on Record
Prior SaleApr 21, 2010 · Amount on Record
Deed Document Number20101817964
Deed Book / Page2497 / 1812
Prior Transfer DateDec 08, 2010
Prior Transfer Doc0024971812
Record UpdatedJun 08, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address490 MARGATE DR, MARATHON, FL 33050-2830
Document Number0029210480
Instrument DateApr 07, 2018
Transaction TypeMortgage
Record UpdatedSep 10, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address490 MARGATE DR MARATHON FL 330502830, MARATHON, FL 33050-2830

Mortgage

Document Number0029210480
DateAug 08, 2018
Book Page002921/000480
Instrument2181654
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueAug 07, 2058
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$229,907 (+5.99%)$662,563 (-3.65%) Land $337,792 Building $324,771
2024$2,799.00 (+3.78%)
2023$2,697.00 (+1.54%) Homeowner's exemption$216,921 (+3%)$687,657 (+17.73%) Land $377,426 Building $310,231
2022$2,656.00 Homeowner's exemption$210,603$584,116 Land $283,759 Building $300,357

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 522 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies586 units insured
incl. 64 condo units
Nearby Flood Claims671 (1985–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 131 claims
  • Hurricane Wilma, Oct 2005 · 440 claims
  • Hurricane Georges, Sep 1998 · 69 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 119 locations within half a mile of this property.

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