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479 Margate Dr, Marathon, FL 33050 Property Records

Monroe County property record for 479 Margate Dr, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,344 sqft · built 1980
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$640,000 (Sep 2021)
Tax Bill$7,522 (2024)
Deeds & MortgagesAug 2018 Mortgage
Sep 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN00329290-000000

Property Details

APN / Parcel Number

Primary APN00329290-000000
Alternative APNs
  • 01663200329290000000
  • 1403491

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,344 sqft Living Area
1st Floor Area1,552 sqft
AtticAttic
Attic Area1,104 sqft
Basement Area1,472 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable
Roof MaterialMetal
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeCovered
Garage Area832 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area1,396 sqft
Deck AreaDeck Area
Patio Area418 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1403491
Street Address479 MARGATE DR
CityMARATHON
StateFL
Zip33050-2829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK S LT 17 PART B OF MASTER PLAT OF N MARATHON SHORES PB3-32 KEY VACCAS OR146-459/60 OR514-350 OR592-590 OR662-764 OR782-1453 OR782-1449 OR829-2246 OR1298-451 OR1573-2041 OR1886-132/33 OR2146-948 OR2397-108 OR2480-2292/93 OR2511-417 OR2742-1374 OR285
Legal Range32E
Legal Township66S
Legal Section01
Legal SubdivisionNORTH MARATHON SHORES PLAT B
Legal BlockS
Legal Lot Number17
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2063
Census Tract971100

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1162 CAMINO DEL VIENTOS, MARATHON, FL 33050-2510
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2018Deed of Trust, Mortgage · SBA Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Sep 27, 2021Warranty Deed, Transfer · Conventional Mortgage
FLORIDA CAPITAL BANK NA
Jan 24, 2019Loan Modification, Mortgage · Conventional Mortgage
US SMALL BUSN ADMN
Nov 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
US SMALL BUSN ADMN
May 15, 2017Warranty Deed, Transfer · Conventional Mortgage
CAPITAL BANK CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2021 · Amount on Record
Deed SaleSep 27, 2021 · Amount on Record
Prior SaleMay 15, 2017 · Amount on Record
Deed Document Number20212341493
Deed Book / Page3128 / 153
Prior Transfer DateJan 7, 2009
Prior Transfer Doc0001727635
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address479 MARGATE DR, MARATHON, FL 33050-2829
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029201694
DateAug 6, 2018
Book Page2920/1694
Instrument2181170
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 27, 2021
Property Address479 MARGATE DR, MARATHON, FL 33050-2829
Document Number0031280153
Book / Page3128 / 153
Map ReferenceMB 3 PG 32
Instrument DateSep 24, 2021
Instrument2341493
Transaction TypeTransfer
Record UpdatedOct 19, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2699 SOMBRERO BLVD, 2699, MARATHON, FL 33050-2471

Transferred To (Grantee/Buyer)

NameVerified Name
Address479 MARGATE DR, MARATHON, FL 33050-2829

Mortgage

Document Number3128155
DateSep 27, 2021
Instrument3128/155
Lender
NameFLORIDA CAPITAL BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address479 MARGATE DR, MARATHON, FL 33050-2829
Document Number0029460107
Instrument DateJan 24, 2019
Transaction TypeMortgage
Record UpdatedFeb 22, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address479 MARGATE DR MARATHON FL 330502829, MARATHON, FL 33050-2829

Mortgage

Document Number0029460107
DateJan 24, 2019
Book Page002946/000107
Instrument2203151
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2049

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address479 MARGATE DR, MARATHON, FL 33050-2829
Document Number0028790795
Book / Page002879 / 000795
Instrument DateNov 10, 2017
Transaction TypeMortgage
Record UpdatedNov 30, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address479 MARGATE DR MARATHON FL 330502829, MARATHON, FL 33050-2829

Mortgage

Document Number0028790795
DateNov 15, 2017
Book Page002879/000795
Instrument2143719
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 14, 2032

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 15, 2017
Property Address479 MARGATE DR, MARATHON, FL 33050-2829
Document Number0028541330
Book / Page2854 / 1330
Map ReferenceMB3 PG32
Instrument DateMay 11, 2017
Instrument2123137
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address479 MARGATE DR, 479, MARATHON, FL 33050-2829

Transferred To (Grantee/Buyer)

NameVerified Name
Address479 MARGATE DR, MARATHON, FL 33050-2829

Mortgage

Document Number0002123138
DateMay 15, 2017
Instrument2123138
Lender
NameCAPITAL BANK CORPORATION
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2032

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$714,807 (+10.44%) Land $280,275 Building $434,532$714,807 (+10.44%) Land $280,275 Building $434,532
2024$7,522.00 (+6.59%)
2023$7,057.00 (+20.59%)$647,256 (+16.42%) Land $380,175 Building $267,081$647,256 (+16.42%) Land $380,175 Building $267,081
2022$5,852.00 Senior Citizen's exemption$555,976 Land $285,825 Building $270,151$555,976 Land $285,825 Building $270,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 522 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies586 units insured
incl. 64 condo units
Nearby Flood Claims671 (1985–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 131 claims
  • Hurricane Wilma, Oct 2005 · 440 claims
  • Hurricane Georges, Sep 1998 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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