480 Margate Dr, Marathon, FL 33050 Property Records

Monroe County property record for 480 Margate Dr, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,008 sqft · built 2019
Lot Size	0.415 acres (18,079 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Nov 2022)
Tax Bill	$5,740 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2021 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`00329480-000000`

Property Details

APN / Parcel Number

Primary APN	`00329480-000000`
Alternative APNs	`01663200329480000000` `1403687`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,008 sqft Living Area
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	18,079 sqft (0.415 acres)
Lot Width	100 ft Width
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1403687
Street Address	480 MARGATE DR
City	MARATHON
State	FL
Zip	33050-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK T LT 3 PART B OF MASTER PLAT OF N MARATHON SHORES PB3-32 KEY VACCAS OR500-789/790 OR504-180/181 OR545-724/8 OR559-573 OR559-578/589 OR619-35/36 OR759-1254 OR760-52 OR789-82/85 OR796-568 OR985-162 OR1411-2166/67 OR1561-1455/56 OR1578-2032/36 OR2406
Legal Range	32E
Legal Township	66S
Legal Section	01
Legal Subdivision	NORTH MARATHON SHORES PLAT B
Legal Block	T
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	2
Census Block	2064
Census Tract	971100

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	480 MARGATE DR, MARATHON, FL 33050-2830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Warranty Deed, Transfer · Conventional Mortgage RESICENTRAL LLC
Nov 8, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Jun 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN
Jul 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST ST BK/FL KEYS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2022 · Amount on Record
Deed Sale	Nov 21, 2022 · Amount on Record
Prior Sale	Nov 8, 2021 · Amount on Record
Deed Document Number	20222398171
Deed Book / Page	3202 / 407
Prior Transfer Date	Jun 1, 2021
Prior Transfer Doc	0031091293
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 21, 2022
Property Address	480 MARGATE DR, MARATHON, FL 33050-2830
Document Number	0032020407
Book / Page	3202 / 407
Map Reference	MB 3 PG 32
Instrument Date	Nov 3, 2022
Instrument	2398171
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5409 OVERSEAS HWY # 237, 5409, GRASSY KEY, FL 33050-2710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 MARGATE DR, MARATHON, FL 33050-2830

Mortgage

Document Number	0003202409
Date	Nov 21, 2022
Instrument	3202/409

Lender

Name	RESICENTRAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 8, 2021
Property Address	480 MARGATE DR, MARATHON, FL 33050-2830
Document Number	0031360940
Book / Page	3136 / 940
Map Reference	MB 3 PG 32
Instrument Date	Oct 29, 2021
Instrument	2347635
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	MIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,704.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 500218, MARATHON, FL 33050-0218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 MARGATE DR, MARATHON, FL 33050-2830

Mortgage

Document Number	3136942
Date	Nov 8, 2021
Instrument	3136/942

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Jun 30, 2021
Property Address	480 MARGATE DR, MARATHON, FL 33050-2830
Document Number	0031091293
Book / Page	3109 / 1293
Map Reference	MB 3 PG 32
Instrument Date	Jun 1, 2021
Instrument	2328139
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 MARGATE DR, MARATHON, FL 33050-2830

Mortgage

Document Number	31091296
Date	Jun 30, 2021
Instrument	3109/1296

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	480 MARGATE DR, MARATHON, FL 33050-2830
Document Number	0029092012
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Jul 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 MARGATE DR MARATHON FL 330502830, MARATHON, FL 33050-2830

Mortgage

Document Number	0029092012
Date	Jun 4, 2018
Book Page	002909/002012
Instrument	2171859

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 3, 2033

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	480 MARGATE DR, MARATHON, FL 33050-2830
Document Number	0028700001
Book / Page	002870 / 000001
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 COCO PLUM DR MARATHON FL 330504059, MARATHON, FL 33050-4059

Mortgage

Document Number	0028700001
Date	Aug 21, 2017
Book Page	002870/000001
Instrument	2135904

Lender

Name	FIRST ST BK/FL KEYS
Type	Bank
Address	KEY WEST, FL 33040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 20, 2032

Interest

Rate Type	Adjustable Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$568,290 (-12.52%)	$626,603 (-3.55%) Land $350,009 Building $276,594
2024	$5,740.00 (-14.2%)
2023	$6,690.00 (+11.22%) Homeowner's exemption	$649,656 (+14.3%) Land $402,484 Building $247,172	$649,656 (+14.3%) Land $402,484 Building $247,172
2022	$6,015.00 Homeowner's exemption	$568,376 Land $311,908 Building $256,468	$568,376 Land $311,908 Building $256,468

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 522 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	586 units insured incl. 64 condo units
Nearby Flood Claims	671 (1985–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 131 claims Hurricane Wilma, Oct 2005 · 440 claims Hurricane Georges, Sep 1998 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

480 Margate Dr, Marathon, FL 33050 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Margate Dr

Nearby Streets

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