490 Kim St, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 490 Kim St, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1989
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Feb 2022)
Tax Bill	$7,624 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`098-412-027-9`

Property Details

APN / Parcel Number

Primary APN	`098-412-027-9`
Alternative APN	`098-412-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	490 KIM ST
City	BAY POINT
State	CA
Zip	94565-1585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	T05533 L0047 B
Legal Subdivision	SUBDIVISION 5533
Legal Tract	05533
Legal Lot Number	47
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	2
Census Block	2005
Census Tract	314103

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 KIM ST, BAY POINT, CA 94565-1585
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jul 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 29, 2021	Intrafamily Transfer, Transfer AMROCK INC
Jan 28, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Deed Document Number	202232693
Prior Transfer Date	Apr 21, 2021
Prior Transfer Doc	0000212134
Record Updated	Sep 20, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 22, 2022
Property Address	490 KIM ST, BAY POINT, CA 94565-1585
Document Number	0000032693
Map Reference	MB 241 PG 10-16
Instrument Date	Feb 18, 2022
Instrument	2022-032693
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	490 KIM ST, BAY POINT, CA 94565-1585

Mortgage

Document Number	0000032694
Date	Feb 22, 2022
Instrument	2022-032694

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 29, 2021
Property Address	490 KIM ST, BAY POINT, CA 94565-1585
Document Number	0000212134
Map Reference	MB 241 PG 10-16
Instrument Date	Apr 21, 2021
Instrument	2021-212134
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	490 KIM ST, BAY POINT, CA 94565-1585

Mortgage

Document Number	0000212135
Date	Jul 29, 2021
Instrument	2021-212135

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 29, 2021
Property Address	490 KIM ST, BAY POINT, CA 94565-1585
Document Number	0000212136
Map Reference	MB 241 PG 10-16
Instrument Date	Apr 21, 2021
Instrument	2021-212136
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	490 KIM ST, BAY POINT, CA 94565-1585

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 28, 2021
Property Address	490 KIM ST, BAY POINT, CA 94565-1585
Document Number	0000027345
Instrument Date	Jul 24, 2020
Instrument	27345
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	490 KIM ST BAY POINT CA 945651585, BAY POINT, CA 94565-1585

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	490 KIM ST, BAY POINT, CA 94565-1585
Document Number	0000186971
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	490 KIM ST BAY POINT CA 945651585, BAY POINT, CA 94565-1585

Mortgage

Document Number	0000186971
Date	Oct 12, 2017
Instrument	186971

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 11, 2032

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$622,396 (+2%) Land $378,850 Building $243,546
2025	$7,624.00 (+4.64%) Homeowner's exemption	$610,193 (+4.04%) Land $371,422 Building $238,771
2023	$7,286.00 (+89.35%) Homeowner's exemption	$586,500 Land $357,000 Building $229,500
2022	$3,848.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Unwired.

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