487 Kim St, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 487 Kim St, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,818 sqft · built 1984
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jan 2009)
Tax Bill	$4,085 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-414-005-3`

Property Details

APN / Parcel Number

Primary APN	`098-414-005-3`
Alternative APN	`098-414-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,818 sqft Living Area
1st Floor Area	938 sqft
2nd Floor Area	880 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1985
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	487 KIM ST
City	BAY POINT
State	CA
Zip	94565-1584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	T05533 L0126 B
Legal Subdivision	SUBDIVISION 5533
Legal Tract	05533
Legal Lot Number	126
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	2
Census Block	2007
Census Tract	314103

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	487 KIM ST, BAY POINT, CA 94565-1584
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
May 13, 2019	Deed of Trust, Mortgage · Line of Credit UNIFY FINANCIAL FCU
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2009 · Amount on Record
Deed Sale	Jan 26, 2009 · Amount on Record
Prior Sale	Sep 18, 2008 · Amount on Record
Deed Document Number	200913418
Prior Transfer Date	Sep 6, 2006
Prior Transfer Doc	0000290012
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	487 KIM ST, BAY POINT, CA 94565-1584
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120973
Date	Jul 6, 2017
Instrument	2017-120973

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	487 KIM ST, BAY POINT, CA 94565-1584
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068633
Date	May 13, 2019
Instrument	2019-068633

Lender

Name	UNIFY FINANCIAL FCU
Type	Credit Union
Address	TORRANCE, CA 90501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	487 KIM ST, BAY POINT, CA 94565-1584
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 KIM ST, BAY POINT, CA 94565-1584

Mortgage

Document Number	0000266262
Date	Nov 6, 2020
Instrument	2020-266262

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$295,522 (+2%) Land $45,963 Building $249,559
2025	$4,085.00 (+5.36%) Homeowner's exemption	$289,728 (+4.04%) Land $45,062 Building $244,666
2023	$3,877.00 (+0.7%) Homeowner's exemption	$278,479 Land $43,313 Building $235,166
2022	$3,850.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Unwired.

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