482 Kim St, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 482 Kim St, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,359 sqft · built 1989
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on Record
Last Sale	$302,000 (Aug 2002)
Tax Bill	$5,715 (2025)
Deeds & Mortgages	Nov 2023 Transfer Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`098-412-025-3`

Property Details

APN / Parcel Number

Primary APN	`098-412-025-3`
Alternative APN	`098-412-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,359 sqft Living Area
1st Floor Area	1,359 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	482 KIM ST
City	BAY POINT
State	CA
Zip	94565-1585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	T05533 L0045 B
Legal Subdivision	SUBDIVISION 5533
Legal Tract	05533
Legal Lot Number	45
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	2
Census Block	2005
Census Tract	314103

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	482 KIM ST, BAY POINT, CA 94565-1585
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Intrafamily Transfer, Transfer
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Aug 2, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PTELCO CREDTI UNION
Jan 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2002 · Amount on Record
Deed Sale	Aug 9, 2002 · Amount on Record
Prior Sale	Nov 17, 1995 · Amount on Record
Deed Document Number	2002278389
Last Transfer Date	Sep 27, 2024
Transfer Doc	0000097461
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 1, 2023
Property Address	482 KIM ST, BAY POINT, CA 94565-1585
Document Number	0000117656
Map Reference	MB 241 PG 10-16
Instrument Date	Oct 1, 2023
Instrument	2023-117656
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	482 KIM ST, BAY POINT, CA 94565-1585

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	482 KIM ST, BAY POINT, CA 94565-1585
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 KIM ST, BAY POINT, CA 94565-1585

Mortgage

Document Number	0000098373
Date	Apr 1, 2021
Instrument	2021-098373

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	482 KIM ST, BAY POINT, CA 94565-1585
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122167
Date	Aug 2, 2019
Instrument	2019-122167

Lender

Name	PTELCO CREDTI UNION
Type	Non-Lending Institution
Address	PLEASANTON, CA 94588

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 1, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	482 KIM ST, BAY POINT, CA 94565-1585
Document Number	0000018950
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Feb 6, 2017
Title Company	NATIONS TITLE COMPANY/CA, NATIONS TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	482 KIM ST BAY POINT CA 945651585, BAY POINT, CA 94565-1585

Mortgage

Document Number	0000018950
Date	Jan 31, 2017
Instrument	18950

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$446,119 (+2%) Land $184,649 Building $261,470
2025	$5,715.00 (+4.9%) Homeowner's exemption	$437,373 (+4.04%) Land $181,029 Building $256,344
2023	$5,448.00 (+0.76%) Homeowner's exemption	$420,391 Land $174,000 Building $246,391
2022	$5,407.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Unwired.

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