Anne Arundel County property record for 488 Ferry Point Rd, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 7,361 sqft · built 2018 |
| Lot Size | 4.71 acres (205,168 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,250,000 (May 2019) |
| Tax Bill | $23,503 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-003-04845720 |
| Primary APN | 02-003-04845720 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 7,361 sqft Living Area |
| Gross Area | 8,369 sqft |
| 1st Floor Area | 2,661 sqft |
| Basement Area | 2,128 sqft |
| Finished Basement | 2,128 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 205,168 sqft |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 748 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 579 sqft |
| Deck Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 00304845720 |
|---|---|
| Street Address | 488 FERRY POINT RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-1348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 12 PT LT 13 ARBUTUS BANKS |
| Legal Subdivision | ARBUTUS BANKS |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 702500 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 488 FERRY POINT RD, ANNAPOLIS, MD 21403-1348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 17, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 17, 2019 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Aug 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| May 9, 2019 | Grant Deed, Transfer SAGE TITLE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2019 · Amount on Record |
| Deed Sale | May 9, 2019 · Amount on Record |
| Prior Sale | Jul 8, 2016 · Amount on Record |
| Deed Book / Page | 33121 / 255 |
| Last Transfer Date | Jul 18, 2024 |
| Transfer Doc | 0407740102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 488 FERRY POINT RD, ANNAPOLIS, MD 21403-1348 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 488 FERRY POINT RD, ANNAPOLIS, MD 21403-1348 |
| Document Number | 0417470211 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 41747/211 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 15, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 488 FERRY POINT RD, ANNAPOLIS, MD 21403-1348 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0337190274 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 33719/274 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 488 FERRY POINT RD, ANNAPOLIS, MD 21403-1348 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0337190266 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 33719/266 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 488 FERRY POINT RD, ANNAPOLIS, MD 21403-1348 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0349980373 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 34998/373 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 9, 2019 |
| Property Address | 488 FERRY POINT RD, ANNAPOLIS, MD 21403-1348 |
| Document Number | 0331210255 |
| Book / Page | 033121 / 000255 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2019 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 488 FERRY POINT RD ANNAPOLIS MD 214031348, ANNAPOLIS, MD 21403-1348 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,247,300 (+14.94%) Land $1,334,000 Building $1,913,300 | $3,247,300 (-) Land $1,334,000 Building $1,913,300 | |
| 2025 | $23,503.00 (+2.35%) | $2,825,200 (+42.61%) | $3,247,300 (+63.92%) Land $1,334,000 Building $1,913,300 |
| 2024 | $22,964.00 (+6.16%) | ||
| 2023 | $21,632.00 Homeowner's exemption | $1,981,000 Land $1,134,000 Building $847,000 | $1,981,000 Land $1,134,000 Building $847,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 11 (1996–2013) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Jul 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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