478 Ferry Point Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 478 Ferry Point Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Lot Size	1.88 acres (81,893 sqft)
Owner	Individual Name on File
Last Sale	$7,880,000 (May 2026)
Tax Bill	$2,645 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-000-07365075`

Property Details

APN / Parcel Number

Primary APN	`02-000-07365075`
Alternative APNs	`2-000-07365075` `00007365075`

Exterior

Lot Area	81,893 sqft (1.88 acres)
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00007365075
Street Address	478 FERRY POINT RD
City	ANNAPOLIS
State	MD
Zip	21403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 1R RABBITT PROPERTY
Legal Subdivision	RABBITT PROPERTY
Legal Block	4
Legal Lot Number	1R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4015
Census Tract	702500

Owner

Source: Anne Arundel County records · APN 02-000-07365075

Assessment roll updated August 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	917 ARBUTUS RD, ANNAPOLIS, MD 21403-1303
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Special Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK
Mar 10, 2021	Deed of Trust, Mortgage · Commercial Mortgage CFG COMMUNITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Jun 23, 2008
Deed Book / Page	42332 / 112
Prior Transfer Date	Mar 02, 2010
Prior Transfer Doc	0220570327
Record Updated	Sep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 11, 2026
Property Address	478 FERRY POINT RD, ANNAPOLIS, MD 21403
Document Number	4233000112
Book / Page	42332 / 112
Instrument Date	Jan 21, 2026
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	CAPITAL TITLE, CAPITOL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,958,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	917 ARBUTUS RD, ANNAPOLIS, MD 21403-1303
Investor	Possibly a Property Investor

Mortgage

Document Number	4233000122,
Date	May 11, 2026
Book Page	42332/122

Lender

Name	BMO HARRIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	478 FERRY POINT RD, ANNAPOLIS, MD 21403
Transaction Type	Mortgage
Record Updated	Jun 02, 2021
Title Company	PROGRESSIVE TITLE COMPANY, PROGRESSIVE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 ARBUTUS RD, ANNAPOLIS, MD 21403-1303

Mortgage

Document Number	0363250177
Date	Mar 10, 2021
Book Page	36325/177

Lender

Name	CFG COMMUNITY BANK
Type	Bank
Address	BALTIMORE, MD 21209

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$243,467 (+1.53%)	$245,300 (+2.29%) Land $224,200 Building $21,100
2024	$2,645.00 (+1.03%)
2023	$2,618.00	$239,800 Land $224,200 Building $15,600	$239,800 Land $224,200 Building $15,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	11 (1996–2013)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Based on FCC filings for 56 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ferry Point Rd

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