490 Cove Pointe Dr, Florence, SC 29501 Property Records

Florence County property record for 490 Cove Pointe Dr, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,484 sqft · built 2008
Lot Size	0.19 acres (8,084 sqft)
Owner	Individual Name on File
Last Sale	$373,000 (Jan 2026)
Tax Bill	$1,317 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09818-01-052`

Property Details

APN / Parcel Number

Primary APN	`09818-01-052`
Alternative APN	`15032176`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,484 sqft Living Area
1st Floor Area	1,837 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,084 sqft (0.19 acres)
Garage Type	Basement
Garage Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	490 COVE POINTE DR
City	FLORENCE
State	SC
Zip	29501-7575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOFF CROSSING II LT52
Legal Subdivision	HOFFMEYER CROSSINGS
Legal Lot Number	52
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1001
Census Tract	101

Owner

490 Cove Pointe Dr is owned and occupied by an individual who bought it in January 2026.

Source: Florence County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	490 COVE POINTE DR, FLORENCE, SC 29501-7575
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2026 · Amount on File
Deed Sale	Jan 28, 2026 · Amount on File
Prior Sale	Jun 29, 2015 · Amount on File
Deed Document Number	20261199
Deed Book / Page	1197 / 1026
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FLORENCE SC
Recording Date	Jan 28, 2026
Property Address	490 COVE POINTE DR, FLORENCE, SC 29501-7575
Document Number	DMA11971026
Book / Page	DMA1197 / 1026
Map Reference	MB 90 PG 118
Instrument Date	Jan 15, 2026
Instrument	2026001199
Transaction Type	Transfer
Record Updated	Apr 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$969.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 COVE POINTE DR, FLORENCE, SC 29501-7575

Mortgage

Document Number	DMA11971032
Date	Jan 28, 2026
Instrument	DMA1197/1032

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 490 Cove Pointe Dr was $1,317.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,317.00	$13,450 Land $1,040 Building $12,410	$336,264 Land $26,000 Building $310,264
2023	$1,190.00 (+6.06%) Homeowner's exemption	$9,947,273 (+99,902.74%) Land $1,040,000 Building $8,907,273	$24,868,184 (+9,899.99%) Land $2,600,000 Building $22,268,184
2022	$1,122.00 Homeowner's exemption	$9,947 Land $1,040 Building $8,907	$248,682 Land $26,000 Building $222,682

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 490 Cove Pointe Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Cove Pointe Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20