Florence County property record for 487 Cove Pointe Dr, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,076 sqft · built 2007 |
| Lot Size | 0.21 acres (8,964 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Feb 2023) |
| Tax Bill | $1,366 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09818-01-043 |
| Primary APN | 09818-01-043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,076 sqft Living Area |
| 1st Floor Area | 1,793 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 8,964 sqft (0.21 acres) |
| Garage Type | Basement |
| Garage Area | 472 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 487 COVE POINTE DR |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-7575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOFF CROSSINGS II LT 43 |
| Legal Subdivision | HOFFMEYER CROSSINGS |
| Legal Lot Number | 43 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 101 |
487 Cove Pointe Dr is owned and occupied by an individual who bought it in February 2023.
Source: Florence County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 487 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Feb 20, 2023 | Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2023 · Amount on File |
| Deed Sale | Feb 20, 2023 · Amount on File |
| Prior Sale | Oct 17, 2011 · Amount on File |
| Deed Document Number | 20232083 |
| Deed Book / Page | 1035 / 1779 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 487 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0009270868 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 927/868 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Feb 20, 2023 |
| Property Address | 487 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Document Number | 0010351779 |
| Book / Page | 1035 / 1779 |
| Map Reference | MB 90 PG 118 |
| Instrument Date | Feb 15, 2023 |
| Instrument | 2023-00002083 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 487 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Document Number | 0010351783 |
|---|---|
| Date | Feb 20, 2023 |
| Instrument | 1035/1783 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
The 2025 property tax bill for 487 Cove Pointe Dr was $1,366.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,366.00 | $11,874 Land $1,040 Building $10,834 | $296,859 Land $26,000 Building $270,859 |
| 2023 | $4,061.00 (+4.13%) Additional exemption filed | $7,663,625 (+99,895.11%) Land $1,040,000 Building $6,623,625 | $19,159,064 (+9,899.98%) Land $2,600,000 Building $16,559,064 |
| 2022 | $3,900.00 Additional exemption filed | $7,664 Land $1,040 Building $6,624 | $191,591 Land $26,000 Building $165,591 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 487 Cove Pointe Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 487 Cove Pointe Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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