Florence County property record for 488 Cove Pointe Dr, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,361 sqft · built 2007 |
| Lot Size | 0.21 acres (9,317 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,500 (Feb 2017) |
| Tax Bill | $5,464 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09818-01-053 |
| Primary APN | 09818-01-053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,361 sqft Living Area |
| 1st Floor Area | 2,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 9,317 sqft (0.21 acres) |
| Garage Type | Basement |
| Garage Area | 495 sqft |
| Patio Area | 486 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 488 COVE POINTE DR |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-7575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOFF CROSSING II LT 53 |
| Legal Subdivision | HOFFMEYER CROSSINGS |
| Legal Lot Number | 53 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 101 |
488 Cove Pointe Dr is owned and occupied by an individual who bought it in February 2017.
Source: Florence County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 488 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BK |
| Feb 22, 2017 | Survivorship Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2017 · Amount on File |
| Deed Sale | Feb 22, 2017 · Amount on File |
| Prior Sale | Oct 25, 2013 · Amount on File |
| Deed Book / Page | 676 / 1128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 488 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Document Number | 0000011918 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 488 COVE POINTE DR FLORENCE SC 295017575, FLORENCE, SC 29501-7575 |
| Document Number | 0000011918 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 000872/001770 |
| Instrument | 11918 |
| Name | FIRST RELIANCE BK |
|---|---|
| Type | Bank |
| Address | FLORENCE, SC 29464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Feb 22, 2017 |
| Property Address | 488 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Document Number | 00B6761128 |
| Book / Page | B676 / 1128 |
| Map Reference | MB86 PG448 |
| Instrument Date | Feb 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $845.45 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 488 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Investor | Possibly a Property Investor |
| Document Number | 00B6761132 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | B676/1132 |
| Name | FIRST RELIANCE BANK |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, SC 29464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 488 Cove Pointe Dr was $5,464.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,464.00 | $12,593 Land $1,040 Building $11,553 | $314,839 Land $26,000 Building $288,839 |
| 2023 | $4,813.00 (+3.51%) Additional exemption filed | $9,140,004 (+99,900.04%) Land $1,040,000 Building $8,100,004 | $22,850,012 (+9,900.01%) Land $2,600,000 Building $20,250,012 |
| 2022 | $4,650.00 Additional exemption filed | $9,140 Land $1,040 Building $8,100 | $228,500 Land $26,000 Building $202,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 488 Cove Pointe Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 488 Cove Pointe Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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