Oakland County property record for 490 Carnoustie, Highland, MI 48357
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,634 sqft · built 2001 |
| Lot Size | 0.431 acres (18,774 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Aug 2008) |
| Tax Bill | $3,284 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | H-11-28-276-011 |
| Primary APN | H-11-28-276-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,634 sqft Living Area |
| 1st Floor Area | 2,266 sqft |
| Basement Area | 1,961 sqft |
| Unfinished Basement | 1,961 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 18,774 sqft (0.431 acres) |
| Garage Area | 691 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 41 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 490 CARNOUSTIE |
|---|---|
| City | HIGHLAND |
| State | MI |
| Zip | 48357-4754 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | KI |
| Legal Description | T3N, R7E, SEC 27, 28 & 29 OAKLAND COUNTY CONDOMINIUM PLAN NO 875 PRESTWICK VILLAGE UNIT 202 L 14881 P 253 7-7-95 FR 251-001 |
| Legal Range | 07E |
| Legal Township | 03N |
| Legal Section | 02 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 202 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | HIGHLAND |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 131300 |
490 Carnoustie, a condominium, is owned and occupied by an individual who bought it in August 2008.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 490 CARNOUSTIE, HIGHLAND, MI 48357-4754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2008 · Amount on File |
| Deed Sale | Aug 8, 2008 · Amount on File |
| Prior Sale | Oct 26, 2004 |
| Deed Document Number | 2008148866 |
| Deed Book / Page | 40515 / 312 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 490 CARNOUSTIE, HIGHLAND, MI 48357-4754 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000104711 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 54281/267 |
| Instrument | 104711 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 490 Carnoustie was $3,284 with a homeowner's exemption, down 32.2% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Highland Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,284.00 (-32.25%) Homeowner's exemption | $255,430 | $510,860 |
| 2024 | $4,847.00 | ||
| 2023 | $215,680 | $431,360 | |
| 2021 | $4,070.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 Carnoustie in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 Carnoustie is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND TOWNSHIP serves 3,837 people · EPA ID MI0003312 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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