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465 Carnoustie, Highland, MI 48357 Property Records

Oakland County property record for 465 Carnoustie, Highland, MI 48357

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 2,456 sqft · built 1998
Lot Size0.417 acres (18,165 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Nov 2019)
Tax Bill$4,386 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNH-11-28-276-017

Property Details

APN / Parcel Number

Primary APNH-11-28-276-017

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,456 sqft Living Area
1st Floor Area2,456 sqft
Basement Area2,456 sqft
Unfinished Basement2,456 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeHip
Lot Area18,165 sqft (0.417 acres)
Garage Area786 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area56 sqft
Deck Area313 sqft
Patio Area313 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic

Location & Zoning

Street Address465 CARNOUSTIE
CityHIGHLAND
StateMI
Zip48357-4754
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeKI
Legal DescriptionT3N, R7E, SEC 27, 28 & 29 OAKLAND COUNTY CONDOMINIUM PLAN NO 875 PRESTWICK VILLAGE UNIT 196 L 14881 P 253 7-7-95 FR 251-001
Legal Range07E
Legal Township03N
Legal Section02
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit196
JurisdictionOAKLAND MI
Township / Civil DivisionHIGHLAND
Census Block Group4
Census Block4007
Census Tract131300

Owner

465 Carnoustie, a condominium, is owned and occupied by two individuals who bought it in November 2019.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address465 CARNOUSTIE, HIGHLAND, MI 48357-4754
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
Dec 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Mar 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
KAYE FINANCIAL CORP
Nov 25, 2019Warranty Deed, Transfer
SELECT TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2019 · Amount on File
Deed SaleNov 25, 2019 · Amount on File
Prior SaleOct 1, 2012 · Amount on File
Deed Document Number20198311
Deed Book / Page53546 / 445
Prior Transfer DateJun 30, 2016
Prior Transfer Doc0000138027
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address465 CARNOUSTIE, HIGHLAND, MI 48357-4754
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address465 CARNOUSTIE, HIGHLAND, MI 48357-4754

Mortgage

Document Number20250146989
DateNov 24, 2025
Book Page60723/190
Instrument20250146989
Lender
NameLENDAGE LLC
TypeMortgage Company
AddressTEMPE, AZ 85288
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueDec 1, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address465 CARNOUSTIE, HIGHLAND, MI 48357-4754
Transaction TypeMortgage
Record UpdatedFeb 10, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address465 CARNOUSTIE 196, 196, HIGHLAND, MI 48357-4754

Mortgage

Document Number0000272135
DateDec 10, 2021
Book Page57165/634
Instrument272135
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address465 CARNOUSTIE, HIGHLAND, MI 48357-4754
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033808
DateMar 2, 2018
Book Page51602/00405
Instrument33808
Lender
NameKAYE FINANCIAL CORP
TypeFunding / Finance Company
AddressWEST BLOOMFIELD, MI 48322
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2033

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 25, 2019
Property Address465 CARNOUSTIE, HIGHLAND, MI 48357-4754
Document Number0000198311
Book / Page53546 / 00445
Map ReferenceLB 43750 PG 681-746
Instrument DateNov 20, 2019
Instrument198311
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanySELECT TITLE COMPANY

Transaction

AmountAmount on Record
Tax$3,225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 TURNBERRY CT, MILFORD, MI 48381-2333

Tax Assessment & Valuation

The 2025 property tax bill for 465 Carnoustie was $4,386 with a homeowner's exemption, down 31.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionHighland Charter Township
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,386.00 (-31.62%) Homeowner's exemption$235,340$470,680
2024$6,414.00
2023$204,820$409,640
2021$5,380.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 465 Carnoustie in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Carnoustie is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND TOWNSHIP
serves 3,837 people · EPA ID MI0003312
Water SourceGroundwater
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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