442 Carnoustie, Highland, MI 48357 Property Records

Oakland County property record for 442 Carnoustie, Highland, MI 48357

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 3,142 sqft · built 2001
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$337,678 (Nov 2004)
Tax Bill	$3,531 (2025)
Deeds & Mortgages	Dec 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H-11-28-276-009`

Property Details

APN / Parcel Number

Primary APN	`H-11-28-276-009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,142 sqft Living Area
1st Floor Area	1,944 sqft
Basement Area	1,670 sqft
Unfinished Basement	1,669 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	18,295 sqft (0.42 acres)
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	63 sqft
Deck Area	334 sqft
Patio Area	334 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	442 CARNOUSTIE
City	HIGHLAND
State	MI
Zip	48357-4754
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T3N, R7E, SEC 27, 28 & 29 OAKLAND COUNTY CONDOMINIUM PLAN NO 875 PRESTWICK VILLAGE UNIT 204 L 14881 P 253 7-7-95 FR 251-001
Legal Range	07E
Legal Township	03N
Legal Section	02
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	204
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	4
Census Block	4007
Census Tract	131300

Owner

442 Carnoustie, a condominium, is owned and occupied by two individuals who bought it in November 2004.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	442 CARNOUSTIE, HIGHLAND, MI 48357-4754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2004 · Amount on File
Deed Sale	Nov 3, 2004 · Amount on File
Prior Sale	Jun 21, 2001
Deed Document Number	2004449025
Deed Book / Page	34353 / 318
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	442 CARNOUSTIE, HIGHLAND, MI 48357-4754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 CARNOUSTIE, HIGHLAND, MI 48357-4754

Mortgage

Document Number	0000270894
Date	Dec 21, 2020
Book Page	55369/731
Instrument	270894

Lender

Name	CONSTRUCTION FCU
Type	Credit Union
Address	FRANKLIN, MI 48025

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 442 Carnoustie was $3,531 with a homeowner's exemption, down 32.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,531.00 (-32.08%) Homeowner's exemption	$270,290	$540,580
2024	$5,199.00
2023		$228,170	$456,340
2021	$4,364.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 442 Carnoustie in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 Carnoustie is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND TOWNSHIP serves 3,837 people · EPA ID MI0003312
Water Source	Groundwater
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20