St. Johns County property record for 49 Zamora St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,548 sqft · built 1973 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Dec 2015) |
| Tax Bill | $5,208 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 148630-0160 |
| Primary APN | 148630-0160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,548 sqft Living Area |
| 1st Floor Area | 572 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,018 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 472 sqft |
| Deck Area | 292 sqft |
| Patio Area | 876 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 49 ZAMORA ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 4/48 VILANO BEACH UNIT A LOT 16 & E30FT OF LOT 19 BLK 11 OR990/1094 &4118/1539 & 5537/598(Q/C) |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 09 |
| Legal Subdivision | VILANO BEACH UNIT A |
| Legal Block | 11 |
| Legal Lot Number | 16,19 |
| Legal Unit | A |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20603 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 49 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 13, 2022 | Intrafamily Transfer, Transfer |
| Mar 3, 2021 | Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK |
| Feb 7, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Mar 8, 2019 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2015 · Amount on Record |
| Deed Sale | Dec 3, 2015 · Amount on Record |
| Deed Document Number | 201575960 |
| Deed Book / Page | 4118 / 1539 |
| Last Transfer Date | Apr 4, 2022 |
| Transfer Doc | 0055370598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 13, 2022 |
| Property Address | 49 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Document Number | 0055370598 |
| Book / Page | 5537 / 598 |
| Map Reference | MB 4 PG 48 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 2022038608 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 49 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 49 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 49 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Document Number | 0051951362 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 5195/1362 |
| Instrument | 2021023573 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 49 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Document Number | 0048831279 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 49 ZAMORA ST ST AUGUSTINE FL 320842983, ST AUGUSTINE, FL 32084-2983 |
| Document Number | 0048831279 |
|---|---|
| Date | Feb 17, 2020 |
| Book Page | 004883/001279 |
| Instrument | 12050 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 49 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Document Number | 0046971267 |
| Instrument Date | Mar 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 49 ZAMORA ST ST AUGUSTINE FL 320842983, ST AUGUSTINE, FL 32084-2983 |
| Document Number | 0046971267 |
|---|---|
| Date | Mar 21, 2019 |
| Book Page | 004697/001267 |
| Instrument | 19378 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $414,285 (+2.7%) | $669,496 (-1.1%) Land $360,000 Building $309,496 | |
| 2025 | $5,208.00 (+12.17%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $403,393 (+57.44%) | $676,960 (+39.53%) Land $360,000 Building $316,960 |
| 2024 | $4,643.00 (+56.81%) | ||
| 2023 | $2,961.00 (+1,154.66%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $256,223 (-30.66%) | $485,174 (-35.41%) Land $320,000 Building $165,174 |
| 2022 | $236.00 Disabled Person's exemption Veteran's exemption | $369,520 | $751,124 Land $268,800 Building $482,324 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 212 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 264 units insured incl. 52 condo units |
| Nearby Flood Claims | 54 (1995–2025) |
| Claims Outside the SFHA | 1 of 54 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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