65 Zamora St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 65 Zamora St, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,636 sqft · built 1981
Lot Size0.23 acres (10,018 sqft)
Owner2 Company Names on Record
Last Sale$180,700 (Mar 2018)
Tax Bill$2,682 (2025)
Deeds & MortgagesMar 2026 Transfer
Mar 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN148630-0190

Property Details

APN / Parcel Number

Primary APN148630-0190

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area1,636 sqft Living Area
Gross Area2,120 sqft
1st Floor Area932 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,018 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address65 ZAMORA ST
CitySAINT AUGUSTINE
StateFL
Zip32084-2983
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description4/48 VILANO BEACH UNIT A LOT 19 (EX E30FT) & ALL LOT 20 BLK 11 OR230/317 &4458/566(Q/C) &4521/545(C/Q)
Legal Range30E
Legal Township07S
Legal Section09
Legal SubdivisionVILANO BEACH UNIT A
Legal Block11
Legal Lot Number19,20
Legal UnitA
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1001
Census Tract20603

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address65 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 24, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jun 3, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Mar 26, 2018Quit Claim Deed
SERVICELINK
Dec 11, 2017Deed of Trust, Mortgage · VA Mortgage
NEW DAY FIN'L
Nov 2, 2017Quit Claim Deed, Transfer
SERVICELINK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2018 · Amount on Record
Deed SaleMar 26, 2018 · Amount on Record
Deed Document Number201819916
Deed Book / Page4521 / 545
Prior Transfer DateNov 2, 2017
Prior Transfer Doc0044580566
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateMar 20, 2026
Property Address65 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983
Document Number0063270957
Book / Page6327 / 957
Map ReferenceMB 4 PG 48
Instrument DateMar 17, 2026
Instrument2026023897
Transaction TypeTransfer
Record UpdatedApr 1, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address65 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address65 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address65 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983
Transaction TypeMortgage
Record UpdatedApr 6, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983

Mortgage

Document Number0052161918
DateMar 24, 2021
Book Page5216/1918
Instrument2021032603
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term323 Months
DueFeb 1, 2048

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address65 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049560399
DateJun 3, 2020
Book Page4956/399
Instrument2020042675
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term331 Months
DueJan 1, 2048

March 2018: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateMar 26, 2018
Property Address65 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983
Document Number0045210545
Book / Page004521 / 000545
Instrument DateMar 14, 2018
Instrument19916
Record UpdatedApr 5, 2018
Title CompanySERVICELINK

Transaction

AmountAmount Recorded
Tax$1,264.90
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address65 ZAMORA ST ST AUGUSTINE FL 320842983, ST AUGUSTINE, FL 32084-2983

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address65 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983
Document Number0045210547
Instrument DateDec 11, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address65 ZAMORA ST ST AUGUSTINE FL 320842983, ST AUGUSTINE, FL 32084-2983

Mortgage

Document Number0045210547
DateMar 26, 2018
Book Page004521/000547
Instrument19917
Lender
NameNEW DAY FIN'L
TypeFunding / Finance Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 25, 2048

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateNov 2, 2017
Property Address65 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983
Document Number0044580566
Book / Page004458 / 000566
Instrument DateNov 2, 2017
Instrument74705
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanySERVICELINK

Transaction

AmountAmount Recorded
Tax$1,265.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address65 ZAMORA ST ST AUGUSTINE FL 320842983, ST AUGUSTINE, FL 32084-2983

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$211,529 (-9.31%)$810,814 (+3.57%) Land $360,000 Building $450,814
2025$2,682.00 (+16.86%) Homeowner's exemption Widower's exemption$233,248 (+7.3%)$782,869 (+10.58%) Land $360,000 Building $422,869
2024$2,295.00 (+2.36%)
2023$2,242.00 (+3.65%) Homeowner's exemption Widower's exemption$217,376 (+7.39%)$707,996 (+19.53%) Land $320,000 Building $387,996
2022$2,163.00 Homeowner's exemption Widower's exemption$202,426$592,303 Land $268,800 Building $323,503

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 212 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies264 units insured
incl. 52 condo units
Nearby Flood Claims54 (1995–2025)
Claims Outside the SFHA1 of 54
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Nicole, Nov 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 15 claims
  • Hurricane Matthew, Oct 2016 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

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