St. Johns County property record for 65 Zamora St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,636 sqft · built 1981 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $180,700 (Mar 2018) |
| Tax Bill | $2,682 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Mar 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 148630-0190 |
| Primary APN | 148630-0190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,636 sqft Living Area |
| Gross Area | 2,120 sqft |
| 1st Floor Area | 932 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 65 ZAMORA ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 4/48 VILANO BEACH UNIT A LOT 19 (EX E30FT) & ALL LOT 20 BLK 11 OR230/317 &4458/566(Q/C) &4521/545(C/Q) |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 09 |
| Legal Subdivision | VILANO BEACH UNIT A |
| Legal Block | 11 |
| Legal Lot Number | 19,20 |
| Legal Unit | A |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20603 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 65 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 20, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 24, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 3, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 26, 2018 | Quit Claim Deed SERVICELINK |
| Dec 11, 2017 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L |
| Nov 2, 2017 | Quit Claim Deed, Transfer SERVICELINK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2018 · Amount on Record |
| Deed Sale | Mar 26, 2018 · Amount on Record |
| Deed Document Number | 201819916 |
| Deed Book / Page | 4521 / 545 |
| Prior Transfer Date | Nov 2, 2017 |
| Prior Transfer Doc | 0044580566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 20, 2026 |
| Property Address | 65 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Document Number | 0063270957 |
| Book / Page | 6327 / 957 |
| Map Reference | MB 4 PG 48 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 2026023897 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 65 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 65 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 65 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Document Number | 0052161918 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 5216/1918 |
| Instrument | 2021032603 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 65 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0049560399 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 4956/399 |
| Instrument | 2020042675 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Jan 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 26, 2018 |
| Property Address | 65 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Document Number | 0045210545 |
| Book / Page | 004521 / 000545 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 19916 |
| Record Updated | Apr 5, 2018 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,264.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 65 ZAMORA ST ST AUGUSTINE FL 320842983, ST AUGUSTINE, FL 32084-2983 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 65 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Document Number | 0045210547 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 65 ZAMORA ST ST AUGUSTINE FL 320842983, ST AUGUSTINE, FL 32084-2983 |
| Document Number | 0045210547 |
|---|---|
| Date | Mar 26, 2018 |
| Book Page | 004521/000547 |
| Instrument | 19917 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 2, 2017 |
| Property Address | 65 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Document Number | 0044580566 |
| Book / Page | 004458 / 000566 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 74705 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,265.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 65 ZAMORA ST ST AUGUSTINE FL 320842983, ST AUGUSTINE, FL 32084-2983 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,529 (-9.31%) | $810,814 (+3.57%) Land $360,000 Building $450,814 | |
| 2025 | $2,682.00 (+16.86%) Homeowner's exemption Widower's exemption | $233,248 (+7.3%) | $782,869 (+10.58%) Land $360,000 Building $422,869 |
| 2024 | $2,295.00 (+2.36%) | ||
| 2023 | $2,242.00 (+3.65%) Homeowner's exemption Widower's exemption | $217,376 (+7.39%) | $707,996 (+19.53%) Land $320,000 Building $387,996 |
| 2022 | $2,163.00 Homeowner's exemption Widower's exemption | $202,426 | $592,303 Land $268,800 Building $323,503 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 212 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 264 units insured incl. 52 condo units |
| Nearby Flood Claims | 54 (1995–2025) |
| Claims Outside the SFHA | 1 of 54 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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