St. Johns County property record for 33 Zamora St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,302 sqft · built 1978 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Nov 2003) |
| Tax Bill | $4,587 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Sep 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 148630-0120 |
| Primary APN | 148630-0120 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,302 sqft Living Area |
| Gross Area | 3,244 sqft |
| 1st Floor Area | 514 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 942 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 508 sqft |
| Deck Area | 51 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 33 ZAMORA ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 4/48 VILANO BEACH UNIT A LOT 12 BLK 11 OR2092/703 & 5819/84 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 09 |
| Legal Subdivision | VILANO BEACH UNIT A |
| Legal Block | 11 |
| Legal Lot Number | 12 |
| Legal Unit | A |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20603 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 33 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 1, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2003 · Amount on Record |
| Deed Sale | Nov 20, 2003 · Amount on Record |
| Deed Document Number | 200386270 |
| Deed Book / Page | 2092 / 703 |
| Last Transfer Date | Sep 1, 2023 |
| Transfer Doc | 0058190084 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 1, 2023 |
| Property Address | 33 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Document Number | 0058190084 |
| Book / Page | 5819 / 84 |
| Map Reference | MB 4 PG 48 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2023069453 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33 ZAMORA ST, ST AUGUSTINE, FL 32084-2983 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 33 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 33 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2983 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 33 ZAMORA ST, ST AUGUSTINE, FL 32084-2983 |
| Document Number | 0053750951 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 5375/951 |
| Instrument | 2021103958 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,440 (+0.61%) | $789,993 (+6.12%) Land $225,000 Building $564,993 | |
| 2025 | $4,587.00 (+14.22%) Homeowner's exemption | $359,242 (+4.37%) | $744,466 (+9.45%) Land $225,000 Building $519,466 |
| 2024 | $4,016.00 (+2.32%) Homeowner's exemption | $344,203 (+2.09%) | $680,173 (-0.95%) Land $200,000 Building $480,173 |
| 2023 | $3,925.00 (+5.12%) Homeowner's exemption | $337,158 (+6.2%) | $686,680 (+18.45%) Land $200,000 Building $486,680 |
| 2022 | $3,734.00 Homeowner's exemption | $317,474 | $579,711 Land $168,000 Building $411,711 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 212 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 264 units insured incl. 52 condo units |
| Nearby Flood Claims | 54 (1995–2025) |
| Claims Outside the SFHA | 1 of 54 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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