St. Louis County property record for 49 Waterview Dr, Unit 9, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,735 sqft · built 2006 |
| Lot Size | 0.024 acres (1,083 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,900 (Nov 2007) |
| Tax Bill | $34 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-0237-00090 |
| Primary APN | 185-0237-00090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,735 sqft Gross Area |
| 1st Floor Area | 1,049 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,083 sqft (0.024 acres) |
| Garage Area | 98 sqft |
| Porch | Slab |
| Porch Area | 28 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 856726 |
|---|---|
| Street Address | 49 WATERVIEW DR, 9 |
| City | DULUTH |
| State | MN |
| Zip | 55810-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 9 AND AN UNDIVIDED INTEREST IN THECOMMON ELEMENTS SERIAL # |
| Legal Subdivision | WATERVIEW TOWNHOMES |
| Legal Unit | 9 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | PROCTOR |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 10100 |
49 Waterview Dr, Unit 9 is owned and occupied by an individual who acquired it in November 2025.
Source: St. Louis County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 WATERVIEW DR, 9, DULUTH, MN 55810-2402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · VA Mortgage MID-AMERICAN MORTGAGE INC |
| Dec 1, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST ALLIANCE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2007 · Amount on File |
| Deed Sale | Nov 7, 2007 · Amount on File |
| Deed Document Number | 20071067258 |
| Last Transfer Date | Nov 24, 2025 |
| Transfer Doc | 0001523009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 49 WATERVIEW DR UNIT 9, 9, DULUTH, MN 55810-2402 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001409539 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 1409539 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 49 WATERVIEW DR UNIT 9, 9, DULUTH, MN 55810-2402 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 49 WATERVIEW DR, PROCTOR, MN 55810-2400 |
| Document Number | 0001431180 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 1431180 |
| Name | FIRST ALLIANCE CU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, MN 55903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 30, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 49 Waterview Dr, Unit 9 was $34 with a homeowner's exemption, up 17.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Proctor City |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34.00 (+17.24%) Homeowner's exemption | $254,800 (+1.31%) Land $35,200 Building $219,600 | $254,800 (+1.31%) Land $35,200 Building $219,600 |
| 2024 | $29.00 | $251,500 Land $28,900 Building $222,600 | $251,500 Land $28,900 Building $222,600 |
| 2022 | $215,500 Land $25,200 Building $190,300 | $215,500 Land $25,200 Building $190,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Waterview Dr, Unit 9 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Waterview Dr, Unit 9 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Proctor serves 3,099 people · EPA ID MN1690042 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Airfiber Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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