49 Waterview Dr, Unit 1, Duluth, MN 55810 Property Records

St. Louis County property record for 49 Waterview Dr, Unit 1, Duluth, MN 55810

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,735 sqft · built 2006
Lot Size0.025 acres (1,088 sqft)
OwnerIndividual Name on File
Last Sale$202,500 (Jul 2010)
Tax Bill$3,524 (2026)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN185-0237-00010

Property Details

APN / Parcel Number

Primary APN185-0237-00010
Alternative APN
  • 902518

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area1,735 sqft Gross Area
1st Floor Area1,049 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area1,088 sqft (0.025 acres)
Garage Area98 sqft
PorchSlab
Porch Area28 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number902518
Street Address49 WATERVIEW DR, 1
CityDULUTH
StateMN
Zip55810-2402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 1 AND AN UNDIVIDED INTEREST IN THECOMMON ELEMENTS SERIAL #
Legal SubdivisionWATERVIEW TOWNHOMES
Legal Unit1
JurisdictionST LOUIS MN
Township / Civil DivisionPROCTOR
Census Block Group3
Census Block3013
Census Tract10100

Owner

49 Waterview Dr, Unit 1 is owned and occupied by an individual who acquired it in August 2024.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address49 WATERVIEW DR, 1, DULUTH, MN 55810-2402
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2010 · Amount on File
Deed SaleJul 1, 2010 · Amount on File
Prior SaleMay 4, 2007 · Amount on File
Deed Document Number20101138628
Last Transfer DateAug 27, 2024
Transfer Doc0001494690
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address49 WATERVIEW DR UNIT 1, 1, DULUTH, MN 55810-2402
Document Number00A1324368
Instrument DateDec 13, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 WATERVIEW DR #1 DULUTH MN 558102402, 1, DULUTH, MN 55810-2402

Mortgage

Document Number00A1324368
DateDec 18, 2017
InstrumentA1324368
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 17, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 49 Waterview Dr, Unit 1 was $3,524 with a homeowner's exemption, down 3.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityProctor City
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,524.00 (-3.66%) Homeowner's exemption
2025$3,658.00 (+2.7%) Homeowner's exemption$266,100 (-4.76%) Land $35,200 Building $230,900$266,100 (-4.76%) Land $35,200 Building $230,900
2024$3,562.00$279,400 Land $28,900 Building $250,500$279,400 Land $28,900 Building $250,500
2022$239,500 Land $25,200 Building $214,300$239,500 Land $25,200 Building $214,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Waterview Dr, Unit 1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Waterview Dr, Unit 1 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemProctor
serves 3,099 people · EPA ID MN1690042
Water SourcePurchased surface water from Duluth
Last State InspectionNov 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Airfiber
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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