49 Waterview Dr, Unit 3, Duluth, MN 55810 Property Records

St. Louis County property record for 49 Waterview Dr, Unit 3, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,735 sqft · built 2006
Lot Size	0.024 acres (1,083 sqft)
Owner	Company Name on File
Last Sale	$1,722,400 (Jan 2019)
Tax Bill	$3,662 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`185-0237-00030`

Property Details

APN / Parcel Number

Primary APN	`185-0237-00030`
Alternative APN	`1065381`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,735 sqft Gross Area
1st Floor Area	1,049 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,083 sqft (0.024 acres)
Garage Area	98 sqft
Porch	Slab
Porch Area	28 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1065381
Street Address	49 WATERVIEW DR, 3
City	DULUTH
State	MN
Zip	55810-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 3 AND AN UNDIVIDED INTEREST IN THECOMMON ELEMENTS SERIAL #
Legal Subdivision	WATERVIEW TOWNHOMES
Legal Unit	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	3
Census Block	3013
Census Tract	10100

Owner

49 Waterview Dr, Unit 3 is owned by a company that bought it in January 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	4629 AIRPARK BLVD, DULUTH, MN 55811-5750
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage BELL BK
Jan 28, 2019	Trustee's Deed, Transfer · Line of Credit REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2019 · Amount on File
Deed Sale	Jan 28, 2019 · Amount on File
Prior Sale	Jan 28, 2019 · Amount on File
Deed Document Number	20191349064
Prior Transfer Date	Jun 19, 2007
Prior Transfer Doc	0001055544
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	49 WATERVIEW DR UNIT 3, 3, DULUTH, MN 55810-2402
Document Number	00A1393737
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4629 AIRPARK BLVD DULUTH MN 558115750, DULUTH, MN 55811-5750

Mortgage

Document Number	00A1393737
Date	Oct 21, 2020
Instrument	A1393737

Lender

Name	BELL BK
Address	5500 WAYZATA BLVD # 140, MINNEAPOLIS, MN 55416-1238

Agreement

Amount	Amount on Record
Term	60 Months
Due	Oct 20, 2025

January 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 28, 2019
Property Address	49 WATERVIEW DR UNIT 3, 3, DULUTH, MN 55810-2402
Document Number	00A1349064
Instrument Date	Jan 2, 2019
Instrument	A1349064
Transaction Type	Transfer
Record Updated	Feb 12, 2019

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,683.92
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4629 AIRPARK BLVD DULUTH MN 558115750, DULUTH, MN 55811-5750

Mortgage

Document Number	1349065
Date	Jan 28, 2019
Instrument	1349065

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 27, 2024

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	1349067,
Date	Jan 28, 2019
Instrument	1349067

Lender

Name	REPUBLIC BK
Type	Bank
Address	306 W SUPERIOR ST, DULUTH, MN 55802-1803

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 27, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 49 Waterview Dr, Unit 3 was $3,662, down 3.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,662.00 (-3.12%)
2025	$3,780.00 (+4.83%)	$254,800 (-5.03%) Land $35,200 Building $219,600	$254,800 (-5.03%) Land $35,200 Building $219,600
2024	$3,606.00	$268,300 Land $28,900 Building $239,400	$268,300 Land $28,900 Building $239,400
2022		$229,800 Land $25,200 Building $204,600	$229,800 Land $25,200 Building $204,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 49 Waterview Dr, Unit 3 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Waterview Dr, Unit 3 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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