Middlesex County and Ayer Town property record for 49 Washington St, Ayer, MA 01432 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 2,069 sqft · built 1885 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Jul 2006) |
| Tax Bill | $5,332 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Mar 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:019 B:0000 L:0161 |
| Primary APN | AYER M:019 B:0000 L:0161 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,069 sqft Living Area |
| Basement Area | 956 sqft |
| Unfinished Basement | 956 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 49 WASHINGTON ST |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 161 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 325102 |
Source: Middlesex County and Ayer Town records · APN AYER M:019 B:0000 L:0161
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 WASHINGTON ST, AYER, MA 01432-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU |
| Mar 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Apr 24, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Oct 01, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 03, 2006 · Amount on Record |
| Deed Sale | Jul 03, 2006 · Amount on Record |
| Prior Sale | Aug 01, 1989 · Amount on Record |
| Deed Document Number | 2006125115 |
| Deed Book / Page | 47751 / 342 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 49 WASHINGTON ST, AYER, MA 01432-1314 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080558-270 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 80558/270 |
| Instrument | 122329 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 49 WASHINGTON ST, AYER, MA 01432-1314 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77337-75 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 77337/75 |
| Instrument | 67568 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 49 WASHINGTON ST, AYER, MA 01432-1314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72495-543 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 72495/543 |
| Instrument | 50941 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 49 WASHINGTON ST, AYER, MA 01432-1314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73381-44 |
|---|---|
| Date | Oct 01, 2019 |
| Book Page | 73381/44 |
| Instrument | 150101 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,332.00 (+15.79%) | $445,800 (+20.23%) Land $147,400 Building $298,400 | $540,075 (+3.84%) |
| 2024 | $520,125 | ||
| 2023 | $4,605.00 | $370,800 Land $138,300 Building $232,500 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173251023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 299 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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