48 Washington St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 48 Washington St, Ayer, MA 01432 · Last verified April 2026

Property Summary

Property TypeTriplex
Details4 bd · 3.5 ba · 2,627 sqft · built 1860
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$495,000 (Mar 2022)
Tax Bill$5,396 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Mar 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNAYER M:019 B:0000 L:0145

Property Details

APN / Parcel Number

Primary APNAYER M:019 B:0000 L:0145

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Units3 Units
Stories2 Stories
Building Area2,627 sqft Living Area
Gross Area3,067 sqft
1st Floor Area1,018 sqft
Basement Area1,240 sqft
Unfinished Basement1,240 sqft

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address48 WASHINGTON ST
CityAYER
StateMA
Zip01432-1315
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Lot Number145
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group1
Census Block1009
Census Tract325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:019 B:0000 L:0145

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address48 WASHINGTON ST, AYER, MA 01432-1315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2022Quit Claim Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 16, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MAIN STREET BANK (MA)
Jan 21, 2020Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 16, 2022 · Amount on Record
Deed SaleMar 16, 2022 · Amount on Record
Prior SaleMar 16, 2020 · Amount on Record
Deed Document Number202240016
Deed Book / Page79833 / 27
Record UpdatedJun 08, 2026

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateMar 16, 2022
Property Address48 WASHINGTON ST, AYER, MA 01432-1315
Document Number0079833-27
Book / Page79833 / 27
Instrument DateMar 16, 2022
Instrument40016
Transaction TypeTransfer
Record UpdatedApr 01, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address48 WASHINGTON ST, AYER, MA 01432-1315

Mortgage

Document Number0000040018
DateMar 16, 2022
Instrument40018
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateMar 16, 2020
Property Address48 WASHINGTON ST, AYER, MA 01432-1315
Document Number74289-460
Book / Page74289 / 460
Instrument DateFeb 13, 2020
Instrument38759
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 GREAT RD, LITTLETON, MA 01460-1999

Mortgage

Document Number38760
DateMar 16, 2020
Instrument38760
Lender
NameMAIN STREET BANK (MA)
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2020: Foreclosure

Document TypeForeclosure
JurisdictionAYER MA
Recording DateJan 21, 2020
Property Address48 WASHINGTON ST, AYER, MA 01432-1315
Document Number74013-219
Book / Page074013 / 000219
Instrument DateDec 05, 2019
Instrument8961
Transaction TypeForeclosure
Record UpdatedFeb 04, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$820.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address31 MONTAGUE ST SUDBURY MA 017762145, SUDBURY, MA 01776-2145

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,396.00 (+22.28%)$451,200 (+26.99%) Land $131,200 Building $320,000
2023$4,413.00$355,300 Land $123,000 Building $232,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 299 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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