47 Washington St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 47 Washington St, Ayer, MA 01432 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,977 sqft · built 1890
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Sep 2022)
Tax Bill	$6,364 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`AYER M:019 B:0000 L:0162`

Property Details

APN / Parcel Number

Primary APN	`AYER M:019 B:0000 L:0162`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,977 sqft Living Area
Basement Area	1,362 sqft
Unfinished Basement	1,362 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	47 WASHINGTON ST
City	AYER
State	MA
Zip	01432-1314
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	162
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	3
Census Block	3015
Census Tract	325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:019 B:0000 L:0162

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	47 WASHINGTON ST, AYER, MA 01432-1314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 01, 2022	Quit Claim Deed, Transfer · FHA Mortgage CITIZENS BANK
Jan 30, 2017	Deed of Trust, Mortgage · Line of Credit NORTH MIDDLESEX SAVINGS BANK
Dec 07, 2020	Deed of Trust, Mortgage · Line of Credit MAIN STREET BANK (MA)

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 01, 2022 · Amount on Record
Deed Sale	Sep 01, 2022 · Amount on Record
Prior Sale	Apr 03, 2009
Deed Document Number	2022134503
Deed Book / Page	80662 / 436
Last Transfer Date	Jan 22, 2025
Transfer Doc	083702-375
Record Updated	Jun 08, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AYER MA
Recording Date	Sep 01, 2022
Property Address	47 WASHINGTON ST, AYER, MA 01432-1314
Document Number	080662-436
Book / Page	80662 / 436
Instrument Date	Aug 31, 2022
Instrument	134503
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	47 WASHINGTON ST, AYER, MA 01432-1314

Mortgage

Document Number	0000134504
Date	Sep 01, 2022
Instrument	134504

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	47 WASHINGTON ST, AYER, MA 01432-1314
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68828-469
Date	Jan 30, 2017
Book Page	68828/469
Instrument	16108

Lender

Name	NORTH MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2032

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	47 WASHINGTON ST, AYER, MA 01432-1314
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76348-129
Date	Dec 07, 2020
Book Page	76348/129
Instrument	230579

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,364.00 (+14.69%)	$532,100 (+19.09%) Land $146,700 Building $385,400
2023	$5,549.00	$446,800 Land $137,100 Building $309,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173251023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 299 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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