49 Towsen Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 49 Towsen Rd, Wayne, NJ 07470 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,136 sqft · built 1974
Lot Size0.391 acres (17,032 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Jul 2020)
Tax Bill$14,611 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-02003-0000-00159

Property Details

APN / Parcel Number

Primary APN14-02003-0000-00159
Alternative APNs
  • 1400474000000002P
  • 140200300159

Interior

Building Area2,136 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleBi-Level
Lot Area17,032 sqft (0.391 acres)

Location & Zoning

Old Parcel Number1400474000000002P
Street Address49 TOWSEN RD
CityWAYNE
StateNJ
Zip07470-2420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2003
Legal Lot Number159
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group4
Census Block4001
Census Tract246101

Owner

Source: Passaic County and Wayne Township records · APN 14-02003-0000-00159

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address49 TOWSEN RD, WAYNE, NJ 07470-2420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
GET A RATE LLC
Jul 15, 2020Grant Deed, Transfer · FHA Mortgage
GET A RATE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 15, 2020 · Amount on Record
Deed SaleJul 15, 2020 · Amount on Record
Deed Document Number202031656
Deed Book / Page3829 / 87
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address49 TOWSEN RD, WAYNE, NJ 07470-2420
Transaction TypeMortgage
Record UpdatedMar 11, 2022
Title CompanyELITE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010178
DateFeb 17, 2022
Book PageM17814/67
Instrument2022010178
Lender
NameGET A RATE LLC
TypeMortgage Company
AddressHACKENSACK, NJ 07601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPASSAIC NJ
Recording DateJul 15, 2020
Property Address49 TOWSEN RD, WAYNE, NJ 07470-2420
Document Number0000031656
Book / Page003829 / 000087
Instrument DateJun 29, 2020
Instrument31656
Transaction TypeTransfer
Record UpdatedSep 04, 2020
Title CompanyCOLLEGIATE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 TOWSEN RD WAYNE NJ 074702420, WAYNE, NJ 07470-2420

Mortgage

Document Number31657
DateJul 15, 2020
Book Page016273/000290
Instrument31657
Lender
NameGET A RATE LLC
AddressHACKENSACK, NJ 07601
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 14, 2050

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$243,600 (-) Land $123,100 Building $120,500$243,600 (-) Land $123,100 Building $120,500
2025$14,611.00 (+0.88%)$243,600 (-) Land $123,100 Building $120,500$243,600 (-) Land $123,100 Building $120,500
2024$14,484.00 (+5.16%)
2023$243,600 Land $123,100 Building $120,500$243,600 Land $123,100 Building $120,500
2022$13,773.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312461014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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