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41 Towsen Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 41 Towsen Rd, Wayne, NJ 07470 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,144 sqft · built 1964
Lot Size0.442 acres (19,254 sqft)
Owner2 Individual Names on File
Last Sale$885,000 (Apr 2026)
Tax Bill$15,895 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN14-02003-0000-00161

Property Details

APN / Parcel Number

Primary APN14-02003-0000-00161
Alternative APNs
  • 1400475B00020
  • 140200300161

Interior

Building Area2,144 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleSplit Level
Lot Area19,254 sqft (0.442 acres)

Location & Zoning

Old Parcel Number1400475B00020
Street Address41 TOWSEN RD
CityWAYNE
StateNJ
Zip07470-2420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHEIGHTS/WAYNE SEC 2
Legal Block2003
Legal Lot Number161
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group4
Census Block4001
Census Tract246101

Owner

Source: Passaic County and Wayne Township records · APN 14-02003-0000-00161

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address41 TOWSEN RD, WAYNE, NJ 07470-2420
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Apr 27, 2018Deed of Trust, Mortgage · Line of Credit
TD BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2026 · Amount on Record
Deed SaleApr 30, 2026 · Amount on Record
Prior SaleSep 05, 1997 · Amount on Record
Deed Document Number202614831
Deed Book / Page5087 / 92
Record UpdatedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateApr 30, 2026
Property Address41 TOWSEN RD, WAYNE, NJ 07470-2420
Document Number0000014831
Book / Page5087 / 92
Instrument DateApr 27, 2026
Instrument202614831
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$89,385.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 TOWSEN RD, WAYNE, NJ 07470-2420

Mortgage

Document Number0000014832,
DateApr 30, 2026
Book Page19917/107
Instrument202614832
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address41 TOWSEN RD, WAYNE, NJ 07470-2420
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyISGN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019011
DateApr 27, 2018
Book PageM14996/0231
Instrument2018019011
Lender
NameTD BANK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 19, 2048
Interest
Rate TypeFixed Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$265,000 (-) Land $125,400 Building $139,600$265,000 (-) Land $125,400 Building $139,600
2025$15,895.00 (+0.88%)$265,000 (-) Land $125,400 Building $139,600$265,000 (-) Land $125,400 Building $139,600
2024$15,757.00 (+5.17%)
2023$265,000 Land $125,400 Building $139,600$265,000 Land $125,400 Building $139,600
2022$14,983.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312461014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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