Passaic County and Wayne Township property record for 42 Towsen Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 3,824 sqft · built 1972 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $869,000 (Apr 2024) |
| Tax Bill | $21,461 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02003-0000-00156 |
| Primary APN | 14-02003-0000-00156 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,824 sqft Living Area |
|---|
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Level |
| Lot Area | 15,987 sqft (0.367 acres) |
| Old Parcel Number | 1400475D00002 |
|---|---|
| Street Address | 42 TOWSEN RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HEIGHTS WAYNE |
| Legal Block | 2003 |
| Legal Lot Number | 156 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 246101 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42 TOWSEN RD, WAYNE, NJ 07470-2423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2024 · Amount on Record |
| Deed Sale | Apr 25, 2024 · Amount on Record |
| Prior Sale | Mar 15, 2006 · Amount on Record |
| Deed Document Number | 202413446 |
| Deed Book / Page | 4699 / 254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Apr 25, 2024 |
| Property Address | 42 TOWSEN RD, WAYNE, NJ 07470-2423 |
| Document Number | 0000013446 |
| Book / Page | D4699 / 254 |
| Instrument Date | Apr 19, 2024 |
| Instrument | 2024013446 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,902.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 TOWSEN RD, WAYNE, NJ 07470-2423 |
| Name | Verified Name |
|---|---|
| Address | 42 TOWSEN RD, WAYNE, NJ 07470-2423 |
| Document Number | 0000013447 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | 2024013447 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Type Change Date | May 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.7% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 12.7% |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,800 (-) Land $115,900 Building $241,900 | $357,800 (-) Land $115,900 Building $241,900 | |
| 2025 | $21,461.00 (+0.88%) | $357,800 (-) Land $115,900 Building $241,900 | $357,800 (-) Land $115,900 Building $241,900 |
| 2024 | $21,274.00 (+5.16%) | ||
| 2023 | $357,800 Land $115,900 Building $241,900 | $357,800 Land $115,900 Building $241,900 | |
| 2022 | $20,230.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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