49 Topeka Ct, Conowingo, MD 21918 Property Records

Cecil County property record for 49 Topeka Ct, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1998
Lot Size	1.76 acres (76,666 sqft)
Owner	2 Individual Names on File
Last Sale	$289,900 (Nov 2017)
Tax Bill	$3,500 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-015759`

Property Details

APN / Parcel Number

Primary APN	`08-015759`
Alternative APNs	`8015759` `015759`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Total Area
Basement Area	1,400 sqft
Finished Basement	1,400 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	76,666 sqft (1.76 acres)
Porch	Slab
Porch Area	72 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	015759
Street Address	49 TOPEKA CT
City	CONOWINGO
State	MD
Zip	21918-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 57 - 1.761 ACRE 49 TOPEKA COURT TOPEKA
Legal Subdivision	TOPEKA
Legal Lot Number	57
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	2
Census Block	2019
Census Tract	31400

Owner

49 Topeka Ct is owned and occupied by two individuals who bought it in November 2017.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 TOPEKA CT, CONOWINGO, MD 21918-1233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 28, 2017	Deed, Transfer · Stand-Alone First Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2017 · Amount on File
Deed Sale	Nov 28, 2017 · Amount on File
Prior Sale	Nov 7, 2002 · Amount on File
Deed Book / Page	4167 / 45
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	49 TOPEKA CT, CONOWINGO, MD 21918-1233
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	KEY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045690246
Date	Mar 20, 2020
Book Page	4569/246

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Nov 28, 2017
Property Address	49 TOPEKA CT, CONOWINGO, MD 21918-1233
Document Number	0041670045
Book / Page	4167 / 045
Map Reference	NDS 12 FO75
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	BROADVIEW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 TOPEKA CT, CONOWINGO, MD 21918-1233

Mortgage

Document Number	0000416752
Date	Nov 28, 2017
Instrument	4167/52

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 49 Topeka Ct was $3,500 with a homeowner's exemption, up 3.2% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,500.00 (+3.21%) Homeowner's exemption	$343,200	$381,800 Land $107,600 Building $274,200
2025	$3,391.00 Homeowner's exemption
2023	$2,459.00 Homeowner's exemption	$291,900	$323,900 Land $87,300 Building $236,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Topeka Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Topeka Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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