27 Topeka Ct, Conowingo, MD 21918 Property Records

Cecil County property record for 27 Topeka Ct, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1992
Lot Size	2.78 acres (121,097 sqft)
Owner	2 Individual Names on File
Last Sale	$207,900 (Mar 2014)
Tax Bill	$3,992 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-016046`

Property Details

APN / Parcel Number

Primary APN	`08-016046`
Alternative APNs	`8016046` `016046`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Total Area
Basement Area	1,092 sqft
Finished Basement	1,092 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	121,097 sqft (2.78 acres)
Deck Area	624 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	016046
Street Address	27 TOPEKA CT
City	CONOWINGO
State	MD
Zip	21918-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 65 - 2.787 ACRES 27 TOPEKA COURT TOPEKA
Legal Subdivision	TOPEKA
Legal Lot Number	65
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	2
Census Block	2019
Census Tract	31400

Owner

Source: Cecil County records · APN 08-016046

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 TOPEKA CT, CONOWINGO, MD 21918-1233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2024	Deed of Trust, Mortgage · Conventional Mortgage HAR CO CU
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 05, 2014 · Amount on Record
Deed Sale	Mar 05, 2014 · Amount on Record
Prior Sale	Apr 18, 2013 · Amount on Record
Deed Book / Page	3542 / 375
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	27 TOPEKA CT, CONOWINGO, MD 21918-1233
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054490021
Date	Apr 08, 2024
Book Page	5449/21

Lender

Name	HAR CO CU
Type	Credit Union
Address	BEL AIR, MD 21014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Mar 27, 2034

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	27 TOPEKA CT, CONOWINGO, MD 21918-1233
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	COMMUNITY STLMT GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050470109
Date	Nov 30, 2021
Book Page	5047/109

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,900 (+13.82%)	$388,100 (+8.02%) Land $117,800 Building $270,300
2025	$3,992.00 (+35.83%)
2023	$2,939.00	$324,100	$359,300 Land $97,500 Building $261,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Armstrong Holdings Cable	750 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 56 locations within half a mile of this property.

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