Cecil County property record for 24 Topeka Ct, Conowingo, MD 21918
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,822 sqft · built 2003 |
| Lot Size | 0.677 acres (29,490 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Aug 2026) |
| Tax Bill | $4,336 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Sep 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-015783 |
| Primary APN | 08-015783 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,822 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 29,490 sqft (0.677 acres) |
| Garage Type | Built-in |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 368 sqft |
| Patio Area | 368 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 015783 |
|---|---|
| Street Address | 24 TOPEKA CT |
| City | CONOWINGO |
| State | MD |
| Zip | 21918-1233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 60 - .677 ACRE 24 TOPEKA COURT TOPEKA |
| Legal Subdivision | TOPEKA |
| Legal Lot Number | 60 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 8, OAKWOOD |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 31400 |
24 Topeka Ct is owned and occupied by two individuals who bought it in August 2026.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 TOPEKA CT, CONOWINGO, MD 21918-1233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Sep 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC |
| Mar 9, 2022 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Jun 30, 2022 | Deed, Transfer · FHA Mortgage INTEGRITY HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on File |
| Deed Sale | Aug 11, 2026 · Amount on File |
| Prior Sale | Jun 30, 2022 · Amount on File |
| Deed Book / Page | 5829 / 250 |
| Prior Transfer Date | Jun 18, 2020 |
| Prior Transfer Doc | 0046620128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Aug 11, 2026 |
| Property Address | 24 TOPEKA CT, CONOWINGO, MD 21918-1233 |
| Document Number | 5829000250 |
| Book / Page | 5829 / 250 |
| Instrument Date | Aug 6, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | TERRAPIN TITLE, TERRAIN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $439,350.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 24 TOPEKA CT, CONOWINGO, MD 21918-1233 |
| Document Number | 5829000257, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 5829/257 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 24 TOPEKA CT, CONOWINGO, MD 21918-1233 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0044730182 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 4473/182 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 24 TOPEKA CT, CONOWINGO, MD 21918-1233 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 24 TOPEKA CT, CONOWINGO, MD 21918-1233 |
| Document Number | 0049790238 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 4979/238 |
| Name | DOVENMUEHLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 24 TOPEKA CT, CONOWINGO, MD 21918-1233 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0051200115 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 5120/115 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jun 30, 2022 |
| Property Address | 24 TOPEKA CT, CONOWINGO, MD 21918-1233 |
| Document Number | 0051950366 |
| Book / Page | 5195 / 366 |
| Map Reference | MB 12 FO 62 |
| Instrument Date | Jun 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Title Company | KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 24 TOPEKA CT, CONOWINGO, MD 21918-1233 |
| Document Number | 0005195370 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 5195-370 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2026 property tax bill for 24 Topeka Ct was $4,336, up 2.3% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,336.00 (+2.29%) | $394,367 (+3.26%) | $419,300 (+9.79%) Land $93,000 Building $326,300 |
| 2025 | $4,239.00 | $381,900 Land $72,700 Building $309,200 | $381,900 Land $72,700 Building $309,200 |
| 2023 | $2,445.00 | $279,367 | $381,900 Land $72,700 Building $309,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24 Topeka Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1978–1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24 Topeka Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 750 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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