49 Sherman St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 49 Sherman St, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,590 sqft · built 1913
Lot Size	0.223 acres (9,727 sqft)
Owner	2 Individual Names on File
Last Sale	$256,000 (Jan 2021)
Tax Bill	$5,597 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:10805 P:0057`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:10805 P:0057`
Alternative APN	`108050057`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,590 sqft Living Area
1st Floor Area	700 sqft
Basement Area	420 sqft
Unfinished Basement	420 sqft
Game Room	Game Room

Exterior

Year Built	Built 1913
Effective Year Built	Effective 2015
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	9,727 sqft (0.223 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	108050057
Street Address	49 SHERMAN ST
City	SPRINGFIELD
State	MA
Zip	01109-3515
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2005
Census Tract	801300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the McKnight District (Boundary Increase) listed 1986 · 476 contributing resources · NRIS 86002466

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

49 Sherman St, a duplex, is owned and occupied by two individuals who bought it in January 2021.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 SHERMAN ST, SPRINGFIELD, MA 01109-3515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FINANCE AMERICA LLC
Aug 2, 2019	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 26, 2018	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Prior Sale	Aug 2, 2019 · Amount on File
Deed Document Number	20213635
Deed Book / Page	23655 / 310
Prior Transfer Date	Jan 13, 2021
Prior Transfer Doc	23655-310
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jan 15, 2021
Property Address	49 SHERMAN ST, SPRINGFIELD, MA 01109-3515
Document Number	23655-310
Book / Page	23655 / 310
Instrument Date	Jan 13, 2021
Instrument	3635
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 LAYZON BROTHERS RD, INDIAN ORCHARD, MA 01151-1963

Mortgage

Document Number	3636
Date	Jan 15, 2021
Instrument	3636

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 2, 2019
Property Address	49 SHERMAN ST, SPRINGFIELD, MA 01109-3515
Document Number	22789-251
Book / Page	22789 / 251
Instrument Date	Aug 1, 2019
Instrument	43520
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 CABINET ST, SPRINGFIELD, MA 01129-1647
Investor	Possibly a Property Investor

Mortgage

Document Number	43521
Date	Aug 2, 2019
Instrument	43521

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2018: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 26, 2018
Property Address	49 SHERMAN ST, SPRINGFIELD, MA 01109-3515
Document Number	22235-521
Book / Page	022235 / 000521
Instrument Date	Jun 5, 2018
Instrument	35877
Transaction Type	Transfer
Record Updated	Jul 17, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Tax Assessment & Valuation

The 2026 property tax bill for 49 Sherman St was $5,597, up 0.1% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,597.00 (+0.07%)	$362,000 (+1.49%) Land $40,100 Building $321,900	$374,528
2025	$5,593.00	$356,700 Land $26,200 Building $330,500
2023	$4,941.00	$289,800 Land $23,300 Building $266,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Sherman St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 49 Sherman St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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